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South Carolina tenant lease bonds.
From $100.

A tenant lease bond is a contractual surety a tenant posts to satisfy a landlord — typically in place of, or alongside, a cash security deposit. It is not a South Carolina state requirement; the amount is whatever your lease or landlord asks for. Priced at 2% of the bond amount, $100 minimum — your exact price appears at the application.

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A contractual / private arrangement — not a mandate under the SC Residential Landlord and Tenant Act
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Sized to whatever your lease or landlord requires — there is no statutory amount
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From $100 — enter your required bond amount and see your exact price at application
2% of bond, $100 minrate-based, not credit tierSoft pull onlynever a hard inquiryFastinstant underwriting for most
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a South Carolina tenant lease bond cost?

2% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Apply to issued in one sitting.

No long underwriting queue for the standard lease bond — enter your amount, consent to a soft pull, pay, and you have the executed bond. Here is the whole thing:

TODAY · ONLINE

Apply online

Your details, the bond amount your lease requires, and the effective date — that is the application, plus a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. The soft pull never affects your credit score. If it needs a second look, one to two business days at most.

SAME DAY

Deliver to your landlord

Receive the executed bond, ready to hand to your landlord or property manager to satisfy the lease. Wet-ink originals mailed on request.

About this bond

What it is and who needs it.

What the lease bond actually covers

A tenant lease bond is a contractual guarantee between a tenant and a landlord. Instead of (or alongside) tying up cash in a security deposit, a tenant posts a surety bond that backs the obligations in the lease — unpaid rent and damage beyond ordinary wear, up to the bond amount.

South Carolina does not require this bond. The Residential Landlord and Tenant Act (S.C. Code §27-40-410) governs security deposits and prepaid rent, but it does not mandate a surety bond — a lease bond is purely a private arrangement that a landlord or property manager chooses to accept in place of cash.

Because there is no statutory figure, the amount is whatever your lease or landlord names — often pegged to the deposit it replaces. If the tenant breaches and the landlord is paid on the bond, the tenant repays the surety; it is a guarantee, not insurance for the tenant. Enter the required amount and your exact price — from $100 — appears at the application.

Contractual — not a South Carolina mandateA tenant lease bond is a private, contractual arrangement, not a statutory requirement. South Carolina's Residential Landlord and Tenant Act (S.C. Code §27-40-410) regulates security deposits and prepaid rent but does not require a surety bond. The bond amount and conditions are whatever the lease or landlord specifies — confirm the exact figure with whoever is requiring it.

You need this bond if you are

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A tenant whose landlord accepts a bond in place of a cash security deposit
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Renting without tying up cash — a bond frees the deposit money for moving costs
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Asked for extra security on a lease beyond the standard deposit
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A property manager offering tenants a bonded alternative to cash deposits
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

Deliver to your landlord. Receive the executed bond, ready to hand to your landlord or property manager to satisfy the lease. Wet-ink originals mailed on request.

What sets the price

The premium is 2% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

One soft credit pull, never a hard inquiry, and it never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued instantly.

Submit the application with the bond amount your lease requires, plus a one-time consent to a soft credit pull — the executed bond is typically issued fast, ready to deliver.

Start the application →
FAQ

Common questions.

Does South Carolina require a tenant lease bond?No. This is a contractual arrangement between you and your landlord, not a state mandate. The SC Residential Landlord and Tenant Act (§27-40-410) governs deposits but does not require a surety bond — a landlord simply chooses to accept one in place of cash.
How much is it?Pricing is 2% of the bond amount, $100 minimum. Because there is no statutory amount, you enter whatever figure your lease or landlord asked for — often the same as the deposit it replaces — and your exact price appears.
Is there a credit check?Yes: one soft credit pull, never a hard inquiry, and it never affects your score. It informs approval only — pricing is fixed at 2% of the bond amount, $100 minimum.
What does the bond protect?It protects the landlord against losses the lease covers — unpaid rent and damage beyond ordinary wear, up to the bond amount. If the landlord is paid on the bond, you repay the surety; it is a guarantee, not insurance for you.
What amount should I choose?Ask your landlord or check your lease for the exact figure — there is no statewide default. It is commonly tied to the security deposit the bond replaces. Send us the requirement and we will confirm.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other South Carolina bonds.

Price and requirements checked on the carrier’s application, . Page updated .

Lease bond, issued fast.

Pricing from $100. Enter the amount your lease requires and deliver it to your landlord.

Your premiumfrom $100
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