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South Carolina residential specialty bonds.
$100 flat.

South Carolina requires a licensed residential specialty contractor — HVAC, plumber, or electrician — to file a $10,000 bond with the Residential Builders Commission. Ours is $100 flat, issued instantly. License bonds like this issue instantly.

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Required for the licensed specialty tier — HVAC, plumbing, or electrical work under the RBC
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Fixed amount, fixed price — $10,000 bond, $100, no quote process
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No credit check — the application collects no credit information
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a South Carolina residential specialty bond cost?

$100 at the $10,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with the Commission

Your executed bond and power of attorney arrive by email, ready to file with your Residential Builders Commission license application or renewal. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

South Carolina regulates residential specialty contractors — those doing HVAC, plumbing, or electrical work on residential structures — through the LLR Residential Builders Commission, under S.C. Code Title 40, Chapter 59. The licensed tier requires a $10,000 surety bond; the lower registered tier requires a $5,000 bond.

The bond is a consumer-protection guarantee: it stands behind your compliance with Chapter 40-59 and protects homeowners and others harmed by a violation. It is a three-party arrangement — you (the principal), the surety, and the Commission as obligee, with the public as the protected party.

It is not insurance for you — if the surety pays a claim, you repay the surety. The bond must stay active for the life of your license, so we track it and notify you 60 and 30 days out to keep your $10,000 filing continuous.

S.C. Code Title 40, Chapter 59 (Residential Builders Commission)South Carolina licenses and registers residential specialty contractors through the LLR Residential Builders Commission under Title 40, Chapter 59. The licensed specialty tier (HVAC, plumbing, electrical) requires a $10,000 surety bond; the registered tier requires a $5,000 bond. The bond runs for the benefit of persons harmed by a violation of Chapter 40-59. Confirm your tier and amount on your application.

You need this bond if you're

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A licensed HVAC contractor working residential systems in South Carolina
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A licensed residential plumber filing with the Residential Builders Commission
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A licensed residential electrician at the specialty tier
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Renewing a specialty license whose bond is expiring or was non-renewed
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $10,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Commission. Your executed bond and power of attorney arrive by email, ready to file with your Residential Builders Commission license application or renewal. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $100 at the $10,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the South Carolina residential specialty contractor bond?The premium is $100 — set by our carrier's rate book for the fixed $10,000 bond amount, the same for every applicant. The $10,000 is set by the licensed specialty tier, so there is no quote process.
What's the difference between licensed and registered?The licensed residential specialty tier (HVAC, plumbing, electrical) requires a $10,000 bond — this page. The registered tier is a lower threshold and requires a $5,000 bond. If you need the registered version, we have that page too.
Do I pay the $10,000?No. You pay $100. The $10,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
Is there a credit check?No credit check: the application collects no credit information. Most applications on small fixed-amount license bonds like this one approve instantly.
When does it renew?The bond must stay active for as long as you hold the license. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available, so your license never lapses over a missed email.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other South Carolina bonds.

Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Finish your specialty license checklist today.

$100 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$100
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