SC preneed funeral bonds.
Flat 3%. Enter your amount.
The bond a South Carolina funeral provider files with the Department of Consumer Affairs to sell preneed funeral contracts, under S.C. Code Title 32, Chapter 7. The amount is tiered to the contracts you write — we issue whatever tier applies at a flat 3% with no credit check.
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Apply to filed in one sitting.
No underwriting queue for the standard preneed bond — enter your amount, pay, and file with Consumer Affairs. Here is the whole thing:
Apply online
Your business details, the bond amount your contract tier requires, and the effective date — that is the entire application.
Issued on the spot
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
File with the Department of Consumer Affairs
Submit the executed bond with your preneed registration. Wet-ink originals mailed whenever the department insists on them.
The whole pricing page.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure your contract tier requires and the premium updates.
What it is and who needs it.
What the preneed bond actually covers
South Carolina regulates preneed funeral contracts under S.C. Code Title 32, Chapter 7, administered by the Department of Consumer Affairs. A preneed provider takes money today for funeral goods and services delivered years later, so the state wants security standing behind those obligations.
A surety bond is one of the accepted forms of financial responsibility. It guarantees that you perform and observe all the agreements, covenants, and conditions of Chapter 7 — and any person covered under a preneed contract you sold can proceed against the bond if you default.
The required amount is tiered to the value of the preneed contracts you have written: commonly $15,000 for the first band of contracts, then $30,000, $45,000, and $75,000 as the dollar volume climbs. Confirm your tier on your Consumer Affairs application; whatever it is, we issue it at a flat 3% with no credit check.
You need this bond if you are
Five minutes, issued on the spot.
Submit the application with the bond amount your contract tier requires — the executed bond is generated instantly, ready to file with Consumer Affairs.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the South Carolina preneed funeral bond? +
How do I know which tier applies? +
Is there a credit check? +
What does the bond protect against? +
Can I use a deposit or letter of credit instead? +
Other New York bonds.
Preneed bond, issued today.
Five-minute application, flat 3%, $275 minimum. Enter your tier and file with Consumer Affairs the same day.