South Carolina preneed funeral bonds.
From $100.
The bond a South Carolina funeral provider files with the Department of Consumer Affairs to sell preneed funeral contracts, under S.C. Code Title 32, Chapter 7. The amount is tiered to the contracts you write, and premiums run 1% of your bond amount, $100 minimum; your exact price appears at the application.
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How much does a South Carolina preneed funeral bond cost?
1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
No underwriting queue for the standard preneed bond — enter your amount, pay, and file with Consumer Affairs. Here is the whole thing:
Apply online
Your business details, the bond amount your contract tier requires, and the effective date — that is the application.
Issued on the spot
No credit check up to $25,000. Above $25,000, a soft pull may add a short review.
File with the Department of Consumer Affairs
Submit the executed bond with your preneed registration. Wet-ink originals mailed whenever the department insists on them.
What it is and who needs it.
What the preneed bond actually covers
South Carolina regulates preneed funeral contracts under S.C. Code Title 32, Chapter 7, administered by the Department of Consumer Affairs. A preneed provider takes money today for funeral goods and services delivered years later, so the state wants security standing behind those obligations.
A surety bond is one of the accepted forms of financial responsibility. It guarantees that you perform and observe all the agreements, covenants, and conditions of Chapter 7 — and any person covered under a preneed contract you sold can proceed against the bond if you default.
The required amount is tiered to the value of the preneed contracts you have written: commonly $15,000 for the first band of contracts, then $30,000, $45,000, and $75,000 as the dollar volume climbs. Confirm your tier on your Consumer Affairs application; whatever it is, premiums run 1% of that amount with a $100 minimum, and no credit check up to $25,000.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the Department of Consumer Affairs. Submit the executed bond with your preneed registration. Wet-ink originals mailed whenever the department insists on them.
What sets the price
The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $25,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued on the spot.
Submit the application with the bond amount your contract tier requires — the executed bond is generated instantly, ready to file with Consumer Affairs.
Start the application →Common questions.
Other South Carolina bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Preneed bond, issued today.
Pricing from $100. Enter your tier and file with Consumer Affairs the same day.