SC motor club bonds.
$500 flat.
A motor club may not render or agree to render motor club service in South Carolina until it has put up $50,000 — cash, approved securities, or, far more commonly, a $50,000 surety bond filed with the Department of Consumer Affairs. Ours is $500 flat, and the price you see is the price at checkout. The application includes a credit consent, but it authorizes a soft credit pull only — a soft inquiry that never affects your score.
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Three steps. One sitting.
Consumer Affairs will not issue or renew a certificate of authority without a current bond on file, so this is usually the first thing a club sorts out. The whole process:
Apply online
Club details, years in business, a short set of commercial questions, and an effective date. No financial statements and no underwriting call.
Pay & e-sign
Deposit-in-lieu bonds like this are among the thousands of bond types that issue right after purchase. If a check ever runs it is a soft pull that will not touch your score. At most, 1–2 business days.
File with Consumer Affairs
Your executed bond arrives by email, ready to go in with a certificate of authority application or a renewal packet. Wet-ink original mailed on request.
What it is and who needs it.
What the motor club deposit actually secures
A motor club sells memberships that promise motoring services — towing, emergency road service, bail bond and legal fee reimbursement, theft reward, map and touring service, and the rest of the familiar list. South Carolina regulates them under the Motor Club Services Act, and the Administrator of the Department of Consumer Affairs — not the Department of Insurance — is the agency that licenses and polices them.
Section 39-61-30 is the gate. A club may not render or agree to render motor club service until it has deposited and thereafter continuously maintained $50,000 in cash or securities approved by the Administrator, or, in lieu of that, a $50,000 bond. Almost every club files the bond: the cash alternative locks up $50,000 indefinitely, while the bond costs a fraction of that and leaves the money in the business.
The bond runs to the State of South Carolina for the benefit of persons whose membership applications have been accepted by the club or its agents. If the club takes dues and then fails to deliver the promised service — or folds owing its members — an aggrieved member can sue on the deposit. Section 39-61-50 governs those suits and caps the club’s aggregate exposure on this security at the amount posted.
The filing is continuous, and it is checked. A certificate of authority is issued under §39-61-70 and renewed annually under §39-61-80, with the renewal fee due by 31 October, and the Department expects the current bond or a continuation certificate in the packet. Club representatives register separately and renew on their own spring cycle. We track your expiry and notify you at 60 and 30 days so the certificate never stalls on a lapsed bond.
You need this bond if you’re
One application, issued instantly.
These are the actual issuing fields — club details, a short set of commercial questions, and a one-time consent that authorizes a soft credit pull only.
Start the application →Common questions.
Other South Carolina bonds.
Certificate of authority waiting on one filing.
$500 flat, soft pull only, bond often issued in the same sitting. Free until issued.