City of Columbia right of way bonds.
Flat 3%. Enter your amount.

Before you cut pavement, bore, or otherwise work in the public right of way, the City of Columbia requires a right-of-way (encroachment) permit — and conditions it on a bond that you will restore the right of way to city standards. The City sets the amount on your permit; we issue it at a flat 3%, $275 minimum, with no credit check.

Required for a City of Columbia right-of-way / encroachment permit before work begins in the public right of way
Amount set by the City — tied to the scope of the work and the restoration cost, not a fixed figure
Flat 3%, no credit pull — enter the amount on your permit and the premium updates
Flat 3%of your bond amount$275minimum premiumNo creditcheck to issue
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BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

No underwriting queue for the standard right-of-way bond — enter your amount, pay, and file with the City. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your business details, a short description of the work being performed, the bond amount the City required, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with the City of Columbia

Submit the executed bond with your right-of-way permit application to the City of Columbia. Wet-ink original mailed on request.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure on your City of Columbia permit and the premium updates.

$5,000 bond
$275
$10,000 bond
$300
$25,000 bond
$750
About this bond

What it is and who needs it.

What the right-of-way bond actually guarantees

The public right of way — the streets, sidewalks, and the ground beneath them — belongs to the City of Columbia. Anyone who cuts, bores, excavates, or builds in it needs a right-of-way (encroachment) permit, and the City conditions that permit on a bond. The bond is a restoration-and-public-safety guarantee: that you will put the right of way back the way you found it, to city standards.

It is a three-party arrangement: you (the principal), the surety carrier standing behind you, and the City of Columbia (the obligee). If you damage the right of way and do not restore it — leave a failed patch, a sunken trench, or an unsafe condition — the City can recover against the bond to make the repair.

It is not insurance for you — if the surety pays a claim, you repay the surety. Contractors who restore the right of way properly treat the bond as a permit formality, not a risk. We issue the amount the City set, at a flat 3%, with no credit check.

City of Columbia right-of-way permitThe City of Columbia requires this bond as a condition of a right-of-way (encroachment) permit before work is performed in the public right of way; the permit and the bond requirement are administered by the City of Columbia (Public Works / Engineering). The bond amount and term are set by the City on your permit and generally track the scope of the work and the cost to restore the right of way — confirm the figure on your permit, or send it to us and we’ll confirm.

You need this bond if you are

Pulling a City of Columbia right-of-way permit to work in the public right of way
A utility or directional-boring contractor running line under or across a city street
A site or paving contractor cutting pavement, curb, or sidewalk in the right of way
A developer tying a project into city streets or sidewalks

Five minutes, issued on the spot.

These are the actual issuing fields, including a short description of the work — no credit check section, because this bond doesn’t have one. Submit and the executed bond is generated instantly.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the City of Columbia right-of-way bond? +
A flat 3% of the bond amount, with a $275 minimum. The City of Columbia sets the bond amount on your right-of-way permit — enter that figure on the application and the premium updates. A $10,000 bond is $300; a $5,000 bond is the $275 minimum.
Do I pay the full bond amount? +
No. You pay the premium — a flat 3% of the bond amount. The bond amount is the surety's maximum liability to the City if you fail to restore the right of way; it is not a deposit, and nobody holds your money.
Who sets the bond amount? +
The City of Columbia sets it on your right-of-way permit, generally based on the scope of work and the cost to restore the right of way. If your permit names a specific figure, enter it; if you are unsure, send us the permit and we will confirm.
Is there a credit check? +
Not on this bond — the application has no credit section at all. You enter the amount the City required, pay the flat 3%, and the bond issues.
How fast will I have the bond? +
Right away. The executed bond is generated as soon as you pay, and arrives by email ready to file with your City of Columbia right-of-way permit application. Larger amounts may get a quick review.
Related bonds

Other New York bonds.

The City of Columbia is waiting on one document.

Flat 3%, $275 minimum, five-minute application, no credit check, bond issued on the spot. Free until issued.

Your premium @ 3%$300
Apply now →