Before you cut pavement, bore, or otherwise work in the public right of way, the City of Columbia requires a right-of-way (encroachment) permit — and conditions it on a bond that you will restore the right of way to city standards. The City sets the amount on your permit; we issue it at a flat 3%, $275 minimum, with no credit check.
















No underwriting queue for the standard right-of-way bond — enter your amount, pay, and file with the City. Here is the whole thing:
Your business details, a short description of the work being performed, the bond amount the City required, and the effective date — that is the entire application.
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
Submit the executed bond with your right-of-way permit application to the City of Columbia. Wet-ink original mailed on request.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure on your City of Columbia permit and the premium updates.
The public right of way — the streets, sidewalks, and the ground beneath them — belongs to the City of Columbia. Anyone who cuts, bores, excavates, or builds in it needs a right-of-way (encroachment) permit, and the City conditions that permit on a bond. The bond is a restoration-and-public-safety guarantee: that you will put the right of way back the way you found it, to city standards.
It is a three-party arrangement: you (the principal), the surety carrier standing behind you, and the City of Columbia (the obligee). If you damage the right of way and do not restore it — leave a failed patch, a sunken trench, or an unsafe condition — the City can recover against the bond to make the repair.
It is not insurance for you — if the surety pays a claim, you repay the surety. Contractors who restore the right of way properly treat the bond as a permit formality, not a risk. We issue the amount the City set, at a flat 3%, with no credit check.
These are the actual issuing fields, including a short description of the work — no credit check section, because this bond doesn’t have one. Submit and the executed bond is generated instantly.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Flat 3%, $275 minimum, five-minute application, no credit check, bond issued on the spot. Free until issued.