Oregon home service agreement bonds.
$125 flat.
An obligor of a home service agreement in Oregon — a home warranty or service contract — must file a $25,000 surety bond with the Department of Consumer & Business Services as proof of financial stability, under ORS 646A.154. The price you see is the checkout price: $125, the same for every obligor.
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How much does an Oregon home service agreement bond cost?
$125 at the $25,000 amount, the same for every applicant.
Three steps. One sitting.
Registration bonds are among the simplest things in surety. Here's the entire process:
Apply online
Business details and an effective date. That is the application. No credit check.
Pay & e-sign
Fixed bonds like this are among the thousands of bond types that issue right after purchase.
File with the DFR
Your executed bond arrives by email, ready to file with the Department of Consumer & Business Services (Division of Financial Regulation) as proof of financial stability. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
A home service agreement — often called a home warranty or service contract — promises to repair or replace covered home systems and appliances for a fee. Oregon regulates obligors of these agreements through the Department of Consumer & Business Services (DCBS / Division of Financial Regulation) under ORS 646A.150 to 646A.172.
An obligor must show proof of financial stability, and a $25,000 surety bond executed to the State of Oregon is one accepted way. The bond is conditioned on the obligor complying with the home service agreement statutes and fully performing on the contracts it enters — so customers' service agreements are backed.
Any person harmed by a violation has a right of action under the bond. The bond is continuous until canceled, with at least 30 days' notice to the director before cancellation. It is not insurance for you: if the surety pays a claim, you repay the surety. We keep the $25,000 filing continuous and notify you 60 and 30 days out.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the DFR. Your executed bond arrives by email, ready to file with the Department of Consumer & Business Services (Division of Financial Regulation) as proof of financial stability. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $125 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
One application, issued instantly.
These are the actual issuing fields. No credit check.
Start the application →Common questions.
Other Oregon bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Finish your DFR registration today.
$125 flat, no credit check, bond often issued in the same sitting. Free until issued.