OR home service agreement bonds.
$125. Five minutes.
An obligor of a home service agreement in Oregon — a home warranty or service contract — must file a $25,000 surety bond with the Department of Consumer & Business Services as proof of financial stability, under ORS 646A.154. The price you see is the checkout price: $125, the same for every obligor. Five-minute application, and it collects no credit information.
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Three steps. One sitting.
Registration bonds are among the simplest things in surety. Here's the entire process:
Apply online
Business details and an effective date. That's the application — no financials, no credit section, no follow-up scavenger hunt.
Pay & e-sign
Fixed bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
File with the DFR
Your executed bond arrives by email, ready to file with the Department of Consumer & Business Services (Division of Financial Regulation) as proof of financial stability. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
A home service agreement — often called a home warranty or service contract — promises to repair or replace covered home systems and appliances for a fee. Oregon regulates obligors of these agreements through the Department of Consumer & Business Services (DCBS / Division of Financial Regulation) under ORS 646A.150 to 646A.172.
An obligor must show proof of financial stability, and a $25,000 surety bond executed to the State of Oregon is one accepted way. The bond is conditioned on the obligor complying with the home service agreement statutes and fully performing on the contracts it enters — so customers' service agreements are backed.
Any person harmed by a violation has a right of action under the bond. The bond is continuous until canceled, with at least 30 days' notice to the director before cancellation. It is not insurance for you: if the surety pays a claim, you repay the surety. We keep the $25,000 filing continuous and notify you 60 and 30 days out.
You need this bond if you're
Five minutes. The whole thing.
These are the actual issuing fields — no credit section, because this application doesn't have one.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the Oregon home service agreement bond? ▾
Do I pay the $25,000? ▾
What does the bond guarantee? ▾
Is there a credit check? ▾
When does it renew? ▾
Other Oregon bonds.
Finish your DFR registration today.
$125 flat, five-minute application, bond often issued in the same sitting. Free until issued.