Not in Oklahoma? Notary bonds in other states

Oklahoma notary bond + E&O.
$100 flat.

Every Oklahoma notary files a $10,000 surety bond with the Secretary of State under 49 O.S. § 2 — raised from $1,000 on January 1, 2026. Ours bundles it with $10,000 of errors-and-omissions coverage for you, at $100 flat for the full four-year term. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.

✓
Required before you notarize in Oklahoma — no notarial act until the Secretary of State approves your bond filing
✓
Includes $10,000 of E&O coverage — the bond protects the public; the E&O protects you
✓
$100 flat for the four-year term — one premium, set by our carrier's rate book, no quote process
Instantissued the moment you payNo credit reviewnot even a soft pull+$10,000E&O included
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps to a filed bond.

Your commission comes from the Secretary of State; the bond is what lets you use it. Here's the whole process:

NOW · ONLINE

Apply online

Type $10,000 in the Bond amount field, then add your county and, if you have it, your commission number. Request the bond in your own name, as the person being commissioned. No financials, no credit section.

INSTANTLY

Pay & e-sign

The bond issues the moment you pay, with the $10,000 E&O policy bundled in. One premium covers the whole four-year term.

WITHIN 60 DAYS

File with the Secretary of State

File the bond with your oath of office, loyalty oath, official signature and seal impression no more than 60 days after your commission issues, and pay the $25 bond filing fee. You may not notarize until the office approves it.

About this bond

What it is and who needs it.

What the bond and the E&O each do

Oklahoma conditions every notary commission on a $10,000 bond to the State of Oklahoma, approved by the Secretary of State and conditioned on the faithful performance of the notary's duties (49 O.S. § 2). Senate Bill 1028 raised the amount from $1,000 to $10,000 effective January 1, 2026, and added a fingerprint-based national criminal history check for new and renewal applicants. You file the bond with your oath of office, loyalty oath, official signature and seal impression no more than 60 days after the commission issues, and you may not perform any notarial act until the office has approved it.

It's a three-party arrangement: you (the principal), the surety, and the State of Oklahoma (the obligee). The bond protects the public — a person harmed by a notary's negligence or failure to perform the duties of the office can recover against it, up to $10,000 — and it is not insurance for you: if the surety pays a claim, you repay the surety. A suit against a notary or the sureties must be brought within three years after the cause of action accrues (49 O.S. § 10).

The bundled $10,000 errors-and-omissions (E&O) policy works the other way: it protects you, the notary, against claims arising from honest mistakes in your notarial acts, up to its limit, so a covered error is not paid out of your own pocket. Oklahoma law does not require E&O — the statute and the Secretary of State ask only for the bond — so it rides along here as protection for you, not as part of the filing. If you want the bond alone, we sell that version too.

49 O.S. § 2 (as amended by SB 1028, eff. January 1, 2026)49 O.S. § 2(A) requires every notary, before entering upon the duties of office and not more than sixty days after the commission issues, to file with the Secretary of State the oath of office, loyalty oath, official signature, seal impression and “a good and sufficient bond to the State of Oklahoma, in the sum of Ten Thousand Dollars ($10,000.00), to be approved by the Secretary of State, conditioned for the faithful performance of the duties of the notary’s office.” The bond may be signed by a licensed Oklahoma insurance agent, by a surety’s attorney-in-fact with the power of attorney attached, or by individual property-owner sureties (§ 2(B)). It runs from its effective date to the commission’s expiration date and carries a $25.00 filing fee (§ 2(C)); commissions run four years (49 O.S. § 1). SB 1028 raised the amount from $1,000 to $10,000 effective January 1, 2026. Neither the statute nor the Secretary of State requires errors-and-omissions coverage, and a remote online notary files no second bond.

You need this bond if you are

✓
Applying for a new Oklahoma commission — the bond is due within 60 days after the commission issues
✓
Renewing your commission — the Secretary of State requires a new bond with every renewal
✓
Reapplying after your commission expired — the office treats it as a new commission, new bond included
✓
Moving your commission to a new name — a new application and commission, and a new bond with it

One application, issued instantly.

These are the actual issuing fields. Enter $10,000 as the bond amount — the figure 49 O.S. § 2 sets — and request the bond in your own name. No credit section, because this application doesn't collect credit information.

Start the application →
FAQ

Common questions.

How much is the Oklahoma notary bond with E&O?$100 flat, one-time. That covers the $10,000 bond and the $10,000 E&O policy for the full four-year term, so there is no annual renewal bill. The Secretary of State's $25 bond filing fee is paid separately, when you file.
Do I pay the $10,000?No. You pay $100. The $10,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
Does Oklahoma require the E&O coverage?No. Oklahoma requires only the $10,000 bond under 49 O.S. § 2. The bond protects the public, and you repay the surety for any claim it pays; the bundled $10,000 E&O policy protects you against claims from honest mistakes, up to its limit. If you want the bond alone, the bond-only version is linked below.
Is there a credit check?The bond issues the moment you pay — no credit review of any kind, not even a soft pull. The application asks for no credit information and no Social Security number.
My commission began before 2026. Do I need the $10,000 bond now?You will at renewal: the $10,000 amount took effect January 1, 2026, and the Secretary of State requires a new bond with every renewal. SB 1028 says nothing about bonds already on file mid-commission, so if you are unsure whether yours still carries you, ask the Secretary of State's notary office before you buy.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Oklahoma bonds.

Notary bond and E&O, issued today.

$100 flat for the $10,000 bond plus $10,000 of E&O, no credit review, one premium for the four-year term. Free until issued.

Your price$100
Apply now →