OK discount medical plan organization bonds.
Flat 3%. Enter your amount.

To register as a discount medical plan organization (DMPO) in Oklahoma, you must maintain a surety bond with the Insurance Department of at least $35,000. We issue it at a flat 3% with no credit check — enter the amount the Department requires and the premium updates.

Required to register a discount medical plan organization with the Oklahoma Insurance Department
Minimum $35,000 — the Department can require more on a case-by-case basis
Flat 3%, no credit pull — enter your required bond amount and the premium updates
Flat 3%of your bond amount$275minimum premiumNo creditcheck to issue
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BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

No underwriting queue for the standard DMPO bond — enter your amount, pay, and file with the Insurance Department. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your organization details, the bond amount the Department requires, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with the Insurance Department

Submit the executed bond with your DMPO registration to the Oklahoma Insurance Department. Wet-ink originals mailed whenever the Department insists.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure the Department requires and the premium updates.

$35,000 bond
$1,050
$50,000 bond
$1,500
$75,000 bond
$2,250
About this bond

What it is and who needs it.

What the DMPO bond actually covers

A discount medical plan organization sells consumers a membership that promises discounts on medical, dental, vision, or similar services — not insurance, but access to negotiated rates. Oklahoma regulates these organizations through the Insurance Department under 36 O.S. §1219.4.

As a condition of registration, a DMPO must maintain a surety bond of at least $35,000 with the Insurance Department. The bond provides financial security for enforcement of the registration law and protects members and the state if the organization fails to meet its obligations.

The Insurance Department can require more than $35,000 on a case-by-case basis. Whatever amount applies to your registration, we issue the bond at a flat 3% with no credit check — file the figure the Department names.

36 O.S. §1219.4Under 36 O.S. §1219.4, a discount medical plan organization must maintain a surety bond with the Oklahoma Insurance Department having at all times a value of not less than $35,000. The Department may increase the required amount on a case-by-case basis. Confirm your required amount with the Insurance Department before filing.

You need this bond if you are

Registering a discount medical plan organization with the Oklahoma Insurance Department
Marketing discount medical, dental, or vision plans to Oklahoma consumers
Renewing a DMPO registration that requires the $35,000-minimum bond
A DMPO the Department has asked to post a higher bond amount

Five minutes, issued on the spot.

Submit the application with your required bond amount — the executed DMPO bond is generated instantly, ready to file with the Insurance Department.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Oklahoma DMPO bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The bond amount is a minimum of $35,000, so a $35,000 bond is $1,050. The Insurance Department can require a higher amount case by case. Enter your figure and the quote updates.
Why does Oklahoma require it? +
Under 36 O.S. §1219.4, the bond provides financial security for enforcing the DMPO registration law and protects members and the state if the organization fails to meet its obligations.
Can the amount be more than $35,000? +
Yes. $35,000 is the statutory minimum; the Insurance Department can require a higher amount on a case-by-case basis. File whatever figure the Department names on your registration.
Is there a credit check? +
No — this bond is issued with no credit pull. Larger bond amounts may get a quick soft-pull review, which never affects your credit score.
Is a discount medical plan insurance? +
No. A DMPO sells access to discounted rates on medical or related services, not insurance coverage. Oklahoma regulates DMPOs through the Insurance Department and conditions registration on the surety bond.
Related bonds

Other New York bonds.

DMPO bond, issued today.

Five-minute application, flat 3%, $275 minimum. Enter your required amount and file with the Insurance Department the same day.

Your premium @ 3%$1,050
Apply now →