OH unemployment trust bonds.
Flat 3%. Soft pull.
A nonprofit that elects to be a reimbursing employer — paying unemployment benefits dollar-for-dollar instead of regular contributions — must file a bond with the Ohio Department of Job and Family Services under ORC 4141.241. We issue it at a flat 3%; one soft credit pull, never affecting your score.
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Three steps to filed.
Your reimbursing-employer election is waiting on this bond. Here is the whole process:
Apply once, online
Organization details, the bond amount the Department set, and the effective date — the only extra step is a one-time consent to a soft credit pull.
Reviewed & approved
Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
E-sign & file with Job & Family Services
Pay online and receive the executed bond, ready to file to secure your reimbursing-employer status. Wet-ink originals mailed whenever the Department insists.
The whole pricing page.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure on your Department determination and the premium updates.
What it is and who needs it.
What the trust bond actually covers
Most Ohio employers pay quarterly contributions into the state Unemployment Compensation Fund. A nonprofit can instead elect to be a reimbursing employer — paying the fund back, dollar-for-dollar, for the benefits actually charged to it. ORC 4141.241 lets the Director of Job and Family Services require a bond securing that obligation.
The bond is a public-funds guarantee: it stands behind the reimbursements the nonprofit owes the fund. If the organization fails to repay benefits paid on its account, the Department can recover against the bond, protecting the fund and other employers.
It is not insurance for the nonprofit — if the surety pays, the nonprofit repays the surety. The Director sets the amount based on payroll and benefit exposure (the statute caps it at $2,000,000), and it is reviewed periodically. Enter the amount on your determination and we issue it at a flat 3% with a soft pull.
You need this bond if you are
Five minutes. The whole thing.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the Ohio unemployment trust bond? +
Who needs this bond? +
What does the bond guarantee? +
Is there a credit check? +
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Other New York bonds.
Secure your reimbursing-employer status.
Five-minute application, flat 3%, soft pull only. Enter the amount the Department set and file in 1–2 business days.