OH nonmedical home health bonds.
$600. Five minutes.

Ohio licenses nonmedical home health services agencies through the Ohio Department of Health, and conditions certain licenses on a $20,000 surety bond. Ours is $600 flat — 3% of the bond amount — and this license bond has no credit check at all.

Required for your ODH nonmedical home health license under ORC Chapter 3740
Fixed price, fixed amount — $20,000 bond, $600, no quote process
No credit check on this bond — the application has no credit section
A-ratedA.M. Best carriersFastoften same purchase1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here's the entire process:

NOW · 5 MINUTES

Apply online

Agency details and an effective date. That's the application — no financials, no credit check section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with the Department of Health

Your executed bond and power of attorney arrive by email, ready to file with your ODH home health license application. Wet-ink original mailed on request.

The whole pricing page.

$20,000 bond × 3% = $600, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$600
2-year term
$1,200
3-year term
$1,800
About this bond

What it is and who needs it.

What the bond actually guarantees

Ohio licenses nonmedical home health services agencies — the people who provide help with daily living rather than skilled nursing — through the Ohio Department of Health under ORC Chapter 3740. The bond is a client-protection guarantee: it backs your compliance with the home health laws that protect the people in your care.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of Ohio (the obligee), with your clients as the protected parties. If an agency mishandles a client’s money or violates the home health rules, the harmed client can recover against the bond.

The bond requirement applies to agencies that were not already operating before the September 30, 2021 cutoff in the licensure law. If your agency was providing direct care on or immediately before that date, you may be exempt — check your ODH application, and we’ll issue the bond if you need it.

ORC Chapter 3740 (Ohio Dept. of Health)Ohio Revised Code Chapter 3740 governs the licensure of nonmedical and skilled home health services agencies by the Ohio Department of Health. Under the licensure law, an applicant whose agency was not in operation — not providing direct care on or immediately before September 30, 2021 — must obtain a $20,000 surety bond from a company licensed in Ohio. Confirm whether the bond applies to your application with the Department of Health.

You need this bond if you're

A new nonmedical home health agency applying for an ODH license
Not in operation before 9/30/2021 — the bond applies to newer applicants
A homemaker / companion agency licensed under the nonmedical home health rules
Renewing or replacing a bond your surety non-renewed

Five minutes. The whole thing.

These are the actual issuing fields — no credit check section, because this bond doesn't have one.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Ohio nonmedical home health bond? +
The premium is $600 — a flat 3% of the fixed $20,000 bond amount, the same for every agency. The $20,000 is set by the licensure law, so there is no quote process.
Do I pay the $20,000? +
No. You pay $600. The $20,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
Does every home health agency need this bond? +
No. The bond requirement applies to applicants whose agency was not already providing direct care on or immediately before September 30, 2021. Agencies operating before that cutoff may be exempt — check your ODH application.
Is there a credit check? +
Not on this bond — the application has no credit section at all. Small fixed-amount license bonds like this one don't need one.
When does it renew? +
The bond must stay active for as long as the license requires it. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available.
Related bonds

Other New York bonds.

Finish your ODH license checklist today.

$600 flat, five-minute application, bond often issued in the same sitting. Free until issued.

Your premium @ 3%$600
Apply now →