OH marijuana dispensary bonds.
$1,025 flat.

Ohio conditions a dispensary's certificate of operation on evidence of financial responsibility — an escrow account or a $50,000 surety bond filed with the Division of Cannabis Control under OAC 1301:18-3-08. Ours is $1,025 flat, and the price you see is the price at checkout. The application includes a credit consent, but it authorizes a soft credit pull only — a soft inquiry that never affects your score.

Required for a dispensary certificate of operation under OAC 1301:18-3-08 — medical and dual-use licensees alike
Fixed price, fixed amount — a $50,000 bond amount, one premium, no quote round-trip
Reducible with clean operating history — $15,000 off after one compliant year, again after two, terminable after three
A-ratedA.M. Best carriersInstantissued the moment you paySoft pullnever a hard inquiry
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

Financial responsibility is the quickest item on a dispensary compliance list, and the only one you can finish in a browser tab. Here's the entire process:

NOW · ONLINE

Apply online

Entity details, your county, your dual-use cannabis license number, and an effective date — plus a short set of commercial questions and a one-time consent to a soft credit pull.

MINUTES, USUALLY

Pay & e-sign

Cannabis license bonds like this issue right after purchase for most applicants. At most, 1–2 business days.

SAME DAY

File with the division

Your executed bond and power of attorney arrive by email. The bond carries your business name and your division-issued license number, and precludes the surety from cancelling it without the division's prior written authorization. Wet-ink original mailed to the address you enter.

About this bond

What it is and who needs it.

What the dispensary bond actually guarantees

Ohio does not let a dispensary open on a promise. OAC 1301:18-3-08 makes every cannabis licensee carry two things at once: commercial general liability insurance covering products liability, and either an escrow account or a surety bond. For a dispensary the figure is $50,000. The other license types carry their own amounts — $750,000 for a level one cultivator, $75,000 for level two, $250,000 for a processor, $75,000 for a testing laboratory — so the dispensary tier is the smallest in the program, and the only one most retail operators ever file.

The bond is payable to the division if a licensee fails to comply with the chapter's mandates, and its terms are prescribed rather than left to the surety: it has to carry your business name and the license number the division issued, and it must preclude the surety from cancelling without the division's prior written authorization. If your financial responsibility is ever released or cancelled, replacement evidence has to be in front of the division on or before the cancellation date — the rule builds in no grace period, which is why a lapse is a certificate problem and not just a paperwork problem.

The requirement shrinks as you build history. After one full calendar year in operation and in compliance, a dispensary may petition to reduce financial responsibility by $15,000; after two consecutive years, by another $15,000; after three consecutive years, to terminate it altogether. Reduction is not automatic — the division has to approve it — so until it does, the filing stands at the full amount. The same filing applies whether you hold a medical certificate of operation or a dual-use certificate selling both medical and non-medical cannabis.

OAC 1301:18-3-08 — Division of Cannabis Control (Ohio Dept. of Commerce)Ohio Administrative Code 1301:18-3-08, effective October 31, 2024, requires each cannabis licensee to evidence financial responsibility by maintaining commercial general liability insurance covering products liability plus either an escrow account with an Ohio financial institution or a surety bond, in the amount set by license type: fifty thousand dollars for a dispensary, seven hundred fifty thousand for a level one cultivator, seventy-five thousand for a level two cultivator, two hundred fifty thousand for a processor, and seventy-five thousand for a testing laboratory. Financial responsibility may be payable to the division where a licensee fails to comply with the chapter, and bond terms must include the licensee's business name and division-issued license number and preclude the surety from cancelling without the division's prior written authorization. A licensee in full operation and compliance may petition to reduce the dispensary amount by fifteen thousand dollars after one calendar year and again after two consecutive years, and to terminate financial responsibility after three. This rule replaced the prior dispensary financial-responsibility rule administered by the State Board of Pharmacy before the Division of Cannabis Control, within the Ohio Department of Commerce, took over the program. Confirm your current required amount with the division.

You need this bond if you're

Opening a dispensary and filing for a certificate of operation with the Division of Cannabis Control
Holding a dual-use certificate to sell both medical and non-medical cannabis at the same location
Renewing your certificate with a bond that is expiring or a surety that non-renewed
Replacing an escrow account with a bond, so the cash is not sitting in an Ohio financial institution

One application, issued instantly.

These are the actual issuing fields, including your dual-use cannabis license number and a one-time consent to a soft credit pull that never affects your score.

Start the application →
FAQ

Common questions.

How much is the Ohio marijuana dispensary bond?The premium is $1,025 flat — set by our carrier's rate book for the $50,000 filing, and the same number for every dispensary licensee. The $50,000 amount is fixed by OAC 1301:18-3-08, so there is no quote process.
Do I pay the $50,000?No. You pay $1,025. The $50,000 is the surety's maximum liability if the division makes a valid claim against the bond — not a deposit, and nobody holds your money. The escrow account the rule allows as an alternative does tie up the full amount in cash; the bond does not.
Is there a credit check?The application includes a credit consent, but it authorizes a soft credit pull only — a soft inquiry that never affects your score. No hard inquiry ever runs on this bond.
Can I reduce the bond later?Yes. After one full calendar year in operation and in compliance, OAC 1301:18-3-08 lets a dispensary petition the division to reduce financial responsibility by $15,000; after two consecutive years, by another $15,000; after three, to terminate it. The reduction is not automatic — the division approves it. Once it does, send us the approved figure and we will rewrite the bond at the lower amount.
Does this cover dual-use (non-medical) sales too?Yes. Financial responsibility attaches to the dispensary licensee, not to a product line, so the same $50,000 filing stands whether you hold a medical certificate of operation or a dual-use certificate selling both medical and non-medical cannabis. That is exactly why the application asks for your dual-use cannabis license number.
Related bonds

Other Ohio bonds.

Get the division filing off your list.

$1,025 flat, soft pull only, bond often issued in the same sitting. Free until issued.

Your price$1,025
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