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Findlay street opening bonds.
From $100.

Before the City of Findlay Engineering Department issues a street-opening permit at a specific address, it requires a surety bond guaranteeing the pavement is cut and restored to city standards. Engineering sets the bond amount. Pricing is 1% of the bond amount, $100 minimum.

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Required by the City of Findlay Engineering Department for a single-address street-opening permit
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Guarantees the cut is backfilled and the pavement restored to Findlay’s standards
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No credit check up to $100,000 — above that, a soft pull at most, which never affects your score
1% rate, $100 minmost bonds price at the minimumNo credit check up to $100,000above that, a soft pull at most, never a hard inquiryInstantapproval for most
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Findlay street opening bond cost?

1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Apply to permit-ready in one sitting.

No underwriting queue for the standard municipal permit bond — enter your amount, pay, and take the executed bond to Findlay Engineering. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount Engineering set, and the effective date — that is the application.

INSTANTLY

Issued on the spot

No credit check up to $100,000.

SAME DAY

File with Findlay Engineering

Submit the executed bond to the City of Findlay Engineering Department with your street-opening permit application. Wet-ink originals mailed on request.

About this bond

What it is and who needs it.

What the Findlay street opening bond guarantees

Cutting into a city street to reach a utility line, water main, or sewer lateral means disturbing pavement the public depends on. The City of Findlay Engineering Department permits these street openings and requires a surety bond on file before issuing a single-address permit.

The bond is a three-party guarantee: you (the principal), the surety carrier, and the City of Findlay (the obligee). It guarantees the trench is backfilled and the pavement restored to city specifications, so the street is left as good as the city requires — typically staying in force until the work passes final inspection.

It is not insurance for you. If the cut settles, fails, or is left unrestored and the city has to fix it, the city can recover against the bond, and you repay the surety. Contractors who restore the pavement properly treat the bond as a permit formality.

City of Findlay Engineering DepartmentThe City of Findlay requires this bond as a condition of a single-address street-opening permit; the bond amount and terms are set by the City of Findlay Engineering Department, which publishes the bond forms and inspects the pavement restoration. Confirm your required amount with Engineering before you file.

You need this bond if you are

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A utility or excavation contractor cutting a Findlay street at one address
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Tapping a water main or sewer lateral that requires opening the pavement
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Boring or trenching across a city street under a single-address permit
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Required by Findlay Engineering to post a bond before your permit issues
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with Findlay Engineering. Submit the executed bond to the City of Findlay Engineering Department with your street-opening permit application. Wet-ink originals mailed on request.

What sets the price

The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued on the spot.

Submit the application with the bond amount Findlay Engineering set — the executed bond is generated instantly, ready to file with your permit.

Start the application →
FAQ

Common questions.

How much is the Findlay street opening bond?Pricing is 1% of the bond amount Engineering set, with a $100 minimum. Enter the figure Engineering set at the application and your exact price appears instantly.
Who requires this bond?The City of Findlay Engineering Department, as a condition of issuing a single-address street-opening permit. No bond on file, no permit.
Is there a credit check?No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.
What does the bond guarantee?That the trench is backfilled and the pavement restored to the city’s specifications. If the cut fails and the city has to repair it, the city can recover against the bond — and if the surety pays, you repay the surety.
I open streets all over Findlay — is there a better option?Yes. If you pull street-opening permits regularly, a Findlay Blanket Street Openings bond covers all of them with one bond instead of one per address. We write that one too.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Findlay street opening bond, issued today.

Pricing from $100. Enter the amount Engineering set and file the same day.

Your premiumfrom $100
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