North Dakota construction lien discharge bonds.
Flat 2%.
A construction lien freezes everything it touches — closings, refinances, draws. A discharge bond substitutes the surety's guarantee for the property, so the dispute moves off the title. Flat 2%, 48-hour underwriter response.
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How much does a North Dakota construction lien discharge bond cost?
2% of the bond amount, $100 minimum, paid once.
From frozen title to a bonded dispute.
Every day the lien sits on the title costs you leverage, interest, or a closing date. Here's the entire process:
Apply + send the lien documents
The application plus a copy of the recorded construction lien and any court documents — that's the file. Send documents to underwriting right after you submit; everything is reviewed together.
A human underwrites it
A licensed underwriter reviews the lien, the dispute, and your file. Larger or heavily contested liens can require financials — you'll get one checklist, once.
Post the bond & free the property
The executed bond is posted as ordered by the court (or as your title company and lender require), the property is freed to close, and your refinance or draw schedule starts moving again.
The whole pricing page.
Bond amount × 2% = your premium, one-time, $100 minimum. A $100,000 lien bonded at 150% means a $150,000 bond — $3,000.
What it is and who needs it.
What a discharge bond actually does
When a contractor, sub, or supplier records a construction lien under North Dakota law, the property itself becomes their security. Until it's resolved, title companies won't close, lenders won't fund, and draws stop. The fix is to substitute a surety bond as security in place of the real estate — typically by court order or to satisfy your title company and lender.
The dispute is then secured by the bond instead of your property. The dispute itself continues — substituting a bond is not paying the claim and not admitting it's valid. If the lienor ultimately proves the claim, the bond pays; if they don't, it is released with the dispute.
That makes this the rare bond bought for leverage: you stop negotiating with your closing date held hostage and start negotiating on the merits of the claim.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
A performance and payment bond runs for the life of the contract, plus any warranty period the contract sets; there is no annual renewal.
How to file it
Post the bond & free the property. The executed bond is posted as ordered by the court (or as your title company and lender require), the property is freed to close, and your refinance or draw schedule starts moving again.
What sets the price
Bond amount times 2%, $100 minimum, one time: the rate is flat for every applicant we write, so the premium is a line in your budget, not a negotiation.
Five minutes, plus your lien documents.
Submit the application, then send the recorded lien and any court documents to underwriting — a licensed underwriter reviews the full file and responds within 48 hours.
Start the application →Common questions.
Other North Dakota bonds.
The same bond in nearby states.
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Get the property freed this week.
Five-minute application, flat 2%, underwriter response within 48 hours. Your attorney posts the bond; the project moves.