NC lottery retailer bonds.
Flat 3%. Enter your amount.
The NC Education Lottery can require a retailer to post a surety bond when its credit history warrants one — a financial backstop for the lottery proceeds you collect. NCEL sets the amount (minimum $2,000 per location); we issue it at a flat 3% with no credit check to issue.
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Apply to filed in one sitting.
No underwriting queue for a standard lottery bond — enter your amount, pay, and file with NCEL. Here is the whole thing:
Apply online
Your business details, the bond amount NCEL required, and the effective date — that is the entire application.
Issued on the spot
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
Mail to NCEL Retailer Contracts
Send the executed bond and power of attorney to the NC Education Lottery, Retailer Contracts Department in Raleigh. Wet-ink originals provided as standard.
The whole pricing page.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure NCEL set and the premium updates.
What it is and who needs it.
What the lottery bond actually covers
The NC Education Lottery (NCEL) contracts with retailers to sell lottery tickets, and a retailer collects lottery proceeds that belong to the lottery. When NCEL's review of a retailer's credit history raises a concern about financial stability, it can require a surety bond before approving or continuing the retailer contract.
The bond protects the lottery if a retailer fails to remit proceeds or otherwise breaches the retailer contract — for example, not turning over sales receipts or falsifying records. NCEL sets the amount based on its assessment, with a minimum of $2,000 per retail location.
Because NCEL has already done its own credit review, we issue this bond at a flat 3% with no credit pull on our side. Enter the amount on your NCEL notice and the executed bond is generated on the spot, ready to mail to the Retailer Contracts Department.
You need this bond if you are
Five minutes, issued on the spot.
Submit the application with the bond amount NCEL set — the executed bond is generated instantly, ready to mail to Retailer Contracts.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
Does every NC lottery retailer need a bond? +
How much is the lottery bond? +
Is there a credit check on your side? +
What does the bond protect against? +
Where do I send it? +
Other New York bonds.
Lottery bond, issued today.
Five-minute application, flat 3%, $275 minimum. Enter the amount NCEL set and mail it the same day.