Town of Union street opening bonds.
$275. Five minutes.

The Town of Union requires a $5,000 bond to open or cut a town street, filed with the Highway Department. Three percent of $5,000 is $150, so the premium lands at our $275 minimum — and there is no credit check.

Required to open or cut a Town of Union street — filed with the Highway Department
Fixed $5,000 amount — the Town set it, so there is no quote process
No credit check — permit bonds this size issue right after purchase
A-ratedA.M. Best carriersFastoften same purchase1–3 yrterms available
Trusted by industry leaders
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Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

Permit bonds are the simplest thing in surety. Here's the entire process:

NOW · 5 MINUTES

Apply online

Business details and an effective date. That is the application — no financials, no credit check section.

MINUTES, USUALLY

Pay & e-sign

Permit bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with the Town Highway Department

Your executed bond arrives by email, ready to file with your Town of Union street opening permit application. Wet-ink original mailed on request.

The whole pricing page.

$5,000 bond × 3% = $150, which is below our $275 minimum — so the price is $275, one-time per term, multi-year if you want it.

1-year term
$275
2-year term
$550
3-year term
$825
About this bond

What it is and who needs it.

What the street opening bond guarantees

The Town of Union issues street opening permits through its Highway Department for any work that cuts or opens a town street — utility connections, repairs, and similar. The Town conditions the permit on a $5,000 surety bond because an unrestored cut becomes the Town's problem and the public's hazard.

It is a three-party arrangement: you (the principal), the surety carrier standing behind you, and the Town of Union (the obligee). If the pavement is not restored to town standard, or the cut fails, the Town can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Contractors who backfill, compact, and repave properly treat the bond as a permit formality.

Town of Union — Highway DepartmentThe Town of Union requires this $5,000 bond as a condition of its street opening permit. The bond amount is set at $5,000 by the Town and filed with the Highway Department. Confirm filing details with the department.

You need this bond if you are

A utility or telecom contractor cutting into a Town of Union street
A plumbing or excavation crew connecting water, sewer, or gas in the right-of-way
A paving or site contractor opening pavement under a town permit
A property owner or developer whose project requires a street cut in the Town of Union

Five minutes. The whole thing.

These are the actual issuing fields — no credit check section, because this bond doesn't have one.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Town of Union street opening bond? +
The premium is $275 — our minimum. Three percent of the fixed $5,000 bond is $150, which is below the floor, so the price is $275, the same for everyone.
Do I pay the $5,000? +
No. You pay $275. The $5,000 is the surety's maximum liability to the Town if a valid claim is made — not a deposit, and nobody holds your money.
Who requires this bond? +
The Town of Union requires it as a condition of its street opening permit, filed with the Highway Department. No bond, no permit.
Is there a credit check? +
Not on this bond — the application has no credit section at all. Small fixed-amount permit bonds like this one don't need one.
What does the bond protect against? +
It protects the Town of Union against an unrestored or failing street cut. If the Town recovers on a claim, you repay the surety — it is not insurance for you.
Related bonds

Other New York bonds.

Street opening bond, issued today.

$275 flat, five-minute application, bond often issued in the same sitting. Free until issued.

Your premium @ 3%$275
Apply now →