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Town of Union street opening bonds.
$100 flat.

The Town of Union requires a $5,000 bond to open or cut a town street, filed with the Highway Department. The price you see is the price you pay: $100 flat, set by our carrier's rate book for this bond — and there is no credit check.

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Required to open or cut a Town of Union street — filed with the Highway Department
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Fixed $5,000 amount — the Town set it, so there is no quote process
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$100 flat premium — permit bonds this size issue right after purchase
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Town of Union street opening bond cost?

$100 at the $5,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

Permit bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

Permit bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with the Town Highway Department

Your executed bond arrives by email, ready to file with your Town of Union street opening permit application. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the street opening bond guarantees

The Town of Union issues street opening permits through its Highway Department for any work that cuts or opens a town street — utility connections, repairs, and similar. The Town conditions the permit on a $5,000 surety bond because an unrestored cut becomes the Town's problem and the public's hazard.

It is a three-party arrangement: you (the principal), the surety carrier standing behind you, and the Town of Union (the obligee). If the pavement is not restored to town standard, or the cut fails, the Town can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Contractors who backfill, compact, and repave properly treat the bond as a permit formality.

Town of Union — Highway DepartmentThe Town of Union requires this $5,000 bond as a condition of its street opening permit. The bond amount is set at $5,000 by the Town and filed with the Highway Department. Confirm filing details with the department.

You need this bond if you are

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A utility or telecom contractor cutting into a Town of Union street
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A plumbing or excavation crew connecting water, sewer, or gas in the right-of-way
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A paving or site contractor opening pavement under a town permit
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A property owner or developer whose project requires a street cut in the Town of Union
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $5,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Town Highway Department. Your executed bond arrives by email, ready to file with your Town of Union street opening permit application. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $100 at the $5,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the Town of Union street opening bond?The premium is $100 flat, set by our carrier's rate book for this bond — the same for everyone, regardless of the $5,000 bond amount.
Do I pay the $5,000?No. You pay $100. The $5,000 is the surety's maximum liability to the Town if a valid claim is made — not a deposit, and nobody holds your money.
Who requires this bond?The Town of Union requires it as a condition of its street opening permit, filed with the Highway Department. No bond, no permit.
Is there a credit check?No credit check: the application collects no credit information. Most applications approve instantly.
What does the bond protect against?It protects the Town of Union against an unrestored or failing street cut. If the Town recovers on a claim, you repay the surety — it is not insurance for you.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Street opening bond, issued today.

$100 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$100
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