The Town of Union requires a $5,000 bond to open or cut a town street, filed with the Highway Department. Three percent of $5,000 is $150, so the premium lands at our $275 minimum — and there is no credit check.
















Permit bonds are the simplest thing in surety. Here's the entire process:
Business details and an effective date. That is the application — no financials, no credit check section.
Permit bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond arrives by email, ready to file with your Town of Union street opening permit application. Wet-ink original mailed on request.
$5,000 bond × 3% = $150, which is below our $275 minimum — so the price is $275, one-time per term, multi-year if you want it.
The Town of Union issues street opening permits through its Highway Department for any work that cuts or opens a town street — utility connections, repairs, and similar. The Town conditions the permit on a $5,000 surety bond because an unrestored cut becomes the Town's problem and the public's hazard.
It is a three-party arrangement: you (the principal), the surety carrier standing behind you, and the Town of Union (the obligee). If the pavement is not restored to town standard, or the cut fails, the Town can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Contractors who backfill, compact, and repave properly treat the bond as a permit formality.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$275 flat, five-minute application, bond often issued in the same sitting. Free until issued.