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Putnam County contractor license bonds.
$125 flat.

Putnam County requires home-improvement contractors to file a $25,000 license bond as a condition of county registration. Ours is $125 flat — the price you see is the checkout price. The bond issues the moment you pay — no credit check.

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Required for your Putnam County contractor registration — new applicants and renewals
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Fixed price, fixed amount — $25,000 bond, $125, no quote process
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Multi-year terms available — set it up once, forget it for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Putnam County contractor license bond cost?

$125 at the $25,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

County license bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with Putnam County

Your executed bond and power of attorney arrive by email, ready to file with the Putnam County Department of Consumer Affairs for your contractor registration. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Putnam County licenses home-improvement contractors through its Department of Consumer Affairs, and conditions registration on a $25,000 surety bond. The bond is a consumer-protection guarantee — it stands behind your compliance with the county's home-improvement rules and the contracts you sign with Putnam County homeowners.

It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and Putnam County together with the homeowners you serve (the protected parties). If a contractor abandons a job, takes a deposit without performing, or otherwise violates the county's consumer rules, a harmed homeowner can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Contractors who finish their jobs and treat customers fairly treat the bond as a registration formality, not a risk. The bond must stay active for as long as you hold the county license.

Putnam County Department of Consumer AffairsPutnam County requires home-improvement contractors to register with the County Department of Consumer Affairs and to file a $25,000 surety bond as a condition of that registration; the bond amount and terms are set by the County. We issue the bond in the amount the County names — confirm the current requirement with the Department of Consumer Affairs.

You need this bond if you're

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Applying for a Putnam County contractor registration — the bond is filed with your application
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Renewing your county registration and your current bond is expiring or non-renewing
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A home-improvement contractor working residential jobs in Putnam County
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An out-of-county contractor taking on work that requires Putnam County registration
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with Putnam County. Your executed bond and power of attorney arrive by email, ready to file with the Putnam County Department of Consumer Affairs for your contractor registration. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $125 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the Putnam County contractor bond?The premium is $125 — set by our carrier for this bond, the same for every contractor. The $25,000 bond amount is set by the county, so there is no quote process.
Do I pay the $25,000?No. You pay $125. The $25,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?County license bonds like this are among the thousands of bond types that issue right after purchase — many contractors finish the application and have the bond in the same sitting.
Is there a credit check?No credit check: the application collects no credit information. Most applications on small fixed-amount county license bonds like this one approve instantly.
Where do I file it?With the Putnam County Department of Consumer Affairs, as part of your home-improvement contractor registration. We issue the executed bond and power of attorney ready to submit.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Finish your Putnam County registration today.

$125 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$125
Apply now →