NY Painters DC4 health & welfare bonds.
$800 flat.

A sole-proprietor employer signatory to Painters District Council No. 4 can be required to post a $20,000 surety bond in favor of the Council's Health and Welfare Fund, securing the contributions the employer owes on covered payroll. Ours is $800 flat — the price you see is the checkout price. The application includes a credit consent, but it authorizes a soft pull only.

Required of a sole proprietor signatory to the Painters District Council No. 4 collective bargaining agreement
Secures contributions owed to the Health and Welfare Fund — the union benefit plan headquartered in Cheektowaga, NY
Fixed price, fixed amount — $20,000 bond, $800, no quote process
A-ratedA.M. Best carriersInstantunderwriting processSoft pull onlynever a hard inquiry
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

A fund contribution bond like this is one of the simpler filings we issue. Here's the entire process:

NOW · ONLINE

Apply online

Business and ownership details, an effective date, and a credit consent that authorizes a soft pull only — that is the application.

MINUTES, USUALLY

Pay & e-sign

Fund contribution bonds at this amount are among the bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with the Fund

Your executed bond and power of attorney arrive by email, ready to file with the Painters District Council No. 4 Health and Welfare Fund's administrative office. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Painters District Council No. 4 maintains a jointly administered Health and Welfare Fund — a Taft-Hartley employee benefit trust that pays medical and welfare benefits to covered painters and their families out of the contributions employers make on hours worked. To protect the Fund against a signatory employer who falls behind or stops paying, the Fund can require certain employers — including a sole proprietorship — to keep a surety bond on file as a condition of remaining signatory.

It's a three-party arrangement: you (the principal, the sole-proprietor employer), the surety carrier, and the Health and Welfare Fund (the obligee), for the benefit of the covered employees whose contributions the bond secures. If the employer fails to remit contributions the collective bargaining agreement requires, the Fund can make a claim against the bond up to its $20,000 penal sum.

It is not insurance for you — if the surety pays a claim, you repay the surety. This is distinct from the ERISA fidelity bond under 29 U.S.C. § 1112, which every plan fiduciary and person who handles plan funds is separately required to carry; this $20,000 bond runs in favor of the Fund itself to secure the employer's own contribution obligations, not the fiduciaries' handling of plan assets.

Painters District Council No. 4 Health and Welfare FundThis bond is required directly by the Painters District Council No. 4 Health and Welfare Fund, 585 Aero Drive, Cheektowaga, NY 14225, as a condition the Fund's trustees impose on certain signatory employers — including a sole proprietorship — to secure contribution obligations under the applicable collective bargaining agreement. It is a fund-level, contractual requirement rather than a state or federal statute, and it is separate from the general ERISA fiduciary bonding rule at 29 U.S.C. § 1112, which requires every plan fiduciary and every person who handles plan funds or property to be separately bonded against loss from fraud or dishonesty. Confirm your exact required amount and filing procedure with the Fund office before relying on this page alone.

You need this bond if you're

A sole proprietor signatory to Painters DC4 whom the Fund has asked to post a $20,000 bond
New to the collective bargaining agreement and the Fund requires the bond as a condition of signatory status
Renewing an existing bond that is expiring or non-renewing with the Fund
Reinstating after a lapse in your Health and Welfare Fund bond filing

One application, issued instantly.

These are the actual issuing fields — business and ownership details, an effective date, and a credit consent that authorizes a soft pull only.

Start the application →
FAQ

Common questions.

How much is the Painters DC4 Health and Welfare bond for a sole proprietor?The premium is $800 flat — set by our carrier's rate book for this bond. The $20,000 bond amount is set by the Fund for a signatory sole proprietor, so there is no quote process.
Do I pay the $20,000?No. You pay $800. The $20,000 is the surety's maximum liability if the Fund makes a valid claim against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?Fund contribution bonds at this amount are among the bond types that issue right after purchase — many applicants finish in the same sitting. At most, 1–2 business days.
Is there a credit check?The application includes a credit consent, but it authorizes a soft credit pull only — a soft inquiry that never affects your score. No hard inquiry ever runs on this bond.
Is this the same as the ERISA fidelity bond my plan needs?No. This $20,000 bond runs in favor of the Painters District Council No. 4 Health and Welfare Fund to secure the employer's own contribution obligations. The separate ERISA fidelity bond under 29 U.S.C. § 1112 covers plan fiduciaries and anyone who handles plan funds against loss from fraud or dishonesty — a different bond with a different obligee. Confirm with the Fund which one your filing requires.
Related bonds

Other New York bonds.

File your DC4 Health & Welfare bond today.

$800 flat, soft pull only, bond often issued in the same sitting. Free until issued.

Your price$800
Apply now →