NYC street obstruction bonds.
$2,500 flat. 100+ locations.
The City of New York requires its largest street obstruction bond from permittees with 100 or more locations — the amount is $250,000. The price you see is the price you pay: $2,500 flat, set by our carrier's rate book for this tier, with one soft credit pull that never affects your score.
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Three steps to filed.
This top-tier bond may run one soft credit pull. Here's the entire process — no broker phone tag:
Apply once, online
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Reviewed & approved
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. Any credit check on this tier is a soft pull that never affects your score.
E-sign & file with NYC DOT
Pay online and receive the executed bond, ready to file with the Department of Transportation for your street obstruction permits. Wet-ink originals mailed on request.
What it is and who needs it.
What the street obstruction bond guarantees
The City of New York, through the Department of Transportation, licenses contractors to obstruct or occupy the public street and sidewalk. The City conditions those permits on a street obstruction bond, tiered to how many locations you hold — and the top tier covers permittees with the heaviest footprint.
For permittees with 100 or more locations, the bond amount is $250,000. It is a three-party arrangement: you (the principal), the surety carrier, and the City of New York (the obligee). If you damage the street or fail to restore an obstructed location, the City can recover against the bond.
This bond carries a statutory renewal date — it renews on a December 31 cycle (12/31/2026, 12/31/2027, or 12/31/2028) depending on the term you select. It is not insurance for you: if the surety pays a claim, you repay the surety.
You need this bond if you are
One application, issued instantly.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Note the statutory December 31 renewal.
Start the application →Common questions.
Other New York bonds.
NYC street obstruction bond, issued.
$2,500 flat, short application, e-signed bond in 1–2 business days. Free until issued.