NYC street obstruction bonds.
$2,525 flat. 100+ locations.
The City of New York requires its largest street obstruction bond from permittees with 100 or more locations — the amount is $250,000. The price you see is the price you pay: $2,525 flat, set by our carrier's rate book for this tier, with one soft credit pull that never affects your score.
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How much does an NYC street obstruction bond cost?
$2,525 at the $250,000 amount, the same for every applicant.
Three steps to filed.
This top-tier bond may run one soft credit pull. Here's the entire process — no broker phone tag:
Apply once, online
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Approved
Most are approved as soon as you apply. Any credit check on this tier is a soft pull that never affects your score. If it needs a second look, one to two business days at most.
E-sign & file with NYC DOT
Pay online and receive the executed bond, ready to file with the Department of Transportation for your street obstruction permits. Wet-ink originals mailed on request.
What it is and who needs it.
What the street obstruction bond guarantees
The City of New York, through the Department of Transportation, licenses contractors to obstruct or occupy the public street and sidewalk. The City conditions those permits on a street obstruction bond, tiered to how many locations you hold — and the top tier covers permittees with the heaviest footprint.
For permittees with 100 or more locations, the bond amount is $250,000. It is a three-party arrangement: you (the principal), the surety carrier, and the City of New York (the obligee). If you damage the street or fail to restore an obstructed location, the City can recover against the bond.
This bond carries a statutory renewal date — it renews on a December 31 cycle (12/31/2026, 12/31/2027, or 12/31/2028) depending on the term you select. It is not insurance for you: if the surety pays a claim, you repay the surety.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $250,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The bond runs to December 31 whatever day you buy; the premium covers the period to that date.
Renewal falls on the statutory date, December 31, in the year your term ends.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
E-sign & file with NYC DOT. Pay online and receive the executed bond, ready to file with the Department of Transportation for your street obstruction permits. Wet-ink originals mailed on request.
What sets the price
The premium is fixed at $2,525 at the $250,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Note the statutory December 31 renewal.
Start the application →Common questions.
Other New York bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
NYC street obstruction bond, issued.
$2,525 flat, short application, bond issued when you pay. Free until issued.