NYC street obstruction bonds.
$7,500 flat. 100+ locations.
The City of New York requires its largest street obstruction bond from permittees with 100 or more locations — the amount is $250,000. Ours is $7,500 flat, a clean 3%, with one soft credit pull that never affects your score.
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Three steps to filed.
This top-tier bond runs one soft credit pull. Here's the entire process — no broker phone tag:
Apply once, online
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Reviewed & approved
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
E-sign & file with NYC DOT
Pay online and receive the executed bond, ready to file with the Department of Transportation for your street obstruction permits. Wet-ink originals mailed on request.
The whole pricing page.
$250,000 bond × 3% = $7,500, one-time per term. Fixed amount for the 100+ location tier, fixed price, multi-year if you want it. The bond renews on a statutory December 31 cycle.
What it is and who needs it.
What the street obstruction bond guarantees
The City of New York, through the Department of Transportation, licenses contractors to obstruct or occupy the public street and sidewalk. The City conditions those permits on a street obstruction bond, tiered to how many locations you hold — and the top tier covers permittees with the heaviest footprint.
For permittees with 100 or more locations, the bond amount is $250,000. It is a three-party arrangement: you (the principal), the surety carrier, and the City of New York (the obligee). If you damage the street or fail to restore an obstructed location, the City can recover against the bond.
This bond carries a statutory renewal date — it renews on a December 31 cycle (12/31/2026, 12/31/2027, or 12/31/2028) depending on the term you select. It is not insurance for you: if the surety pays a claim, you repay the surety.
You need this bond if you are
Five minutes. The whole thing.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Note the statutory December 31 renewal.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the NYC street obstruction bond for 100+ locations? +
Do I pay the $250,000? +
Why is there a credit check at this tier? +
When does it renew? +
Which tier am I in? +
Other New York bonds.
NYC street obstruction bond, issued.
$7,500 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.