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Nassau County home improvement bonds.
$100 flat.

Nassau County requires every home improvement contractor to carry a $20,000 bond for its license, filed with the Office of Consumer Affairs. The price you see is the price you pay: $100 flat, set by our carrier's rate book for this bond, identical for every contractor — with no credit check.

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Required for your Nassau County home improvement contractor license — through the Office of Consumer Affairs
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Fixed price, fixed amount — $20,000 bond, $100 premium, no quote process
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$100 flat premium — license bonds this size issue right after purchase
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Nassau County home improvement bond cost?

$100 at the $20,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with Consumer Affairs

Your executed bond arrives by email, ready to file with your Nassau County home improvement contractor license application or renewal. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the contractor bond actually guarantees

Nassau County licenses home improvement contractors through its Office of Consumer Affairs and conditions the license on a $20,000 surety bond. The bond is a consumer-protection guarantee: it stands behind your work and your compliance with the County's home improvement law.

It is a three-party arrangement: you (the principal), the surety carrier standing behind you, and Nassau County together with the homeowners you serve (the protected parties). If you take a deposit and abandon a job, do defective work, or violate the County's contractor law, a harmed homeowner can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Contractors who finish what they start and follow the rules treat the bond as a license formality.

Nassau County — Office of Consumer AffairsNassau County licenses home improvement contractors through its Office of Consumer Affairs and conditions the license on a $20,000 surety bond. The bond amount is set by the County. Confirm the current amount and filing details with the Office of Consumer Affairs.

You need this bond if you're

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Applying for a Nassau County home improvement license — new applicants
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Renewing your contractor license and your bond is expiring or non-renewing
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A remodeler or trades contractor doing home improvement work in Nassau County
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Expanding into Nassau County from another county and getting licensed here
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $20,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with Consumer Affairs. Your executed bond arrives by email, ready to file with your Nassau County home improvement contractor license application or renewal. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $100 at the $20,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the Nassau County home improvement contractor bond?The premium is $100 flat, set by our carrier's rate book for this bond — the same for every contractor, regardless of the $20,000 bond amount.
Do I pay the $20,000?No. You pay $100. The $20,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
Who requires this bond?Nassau County requires it as a condition of a home improvement contractor license, through the Office of Consumer Affairs. No active bond, no license.
Is there a credit check?No credit check: the application collects no credit information. Most applications approve instantly.
When does it renew?The bond must stay active for as long as you hold the license. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available, so your license never lapses over a missed email.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Finish your license checklist today.

$100 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$100
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