NJ public official bonds.
Flat 3%. Enter your amount.

New Jersey local units require a faithful-performance bond from officials and employees entrusted with public money under N.J.S.A. 40A:5-34. The governing body sets the amount by resolution — enter that figure and we issue it at a flat 3% with one soft credit pull.

Required under N.J.S.A. 40A:5-34 of officials and employees handling local-unit funds
Amount is set by your governing body’s resolution — there is no single statewide figure
Soft credit pull only — affects approval, never the 3% price
Flat 3%of your bond amount$275minimum premiumSoft pullnever affects your score
Trusted by industry leaders
NYCEDC
BDG
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McKinney
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Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed bond.

Public official bonds run through a quick review rather than instant issue. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your details, the office, and the bond amount your governing body set — plus a one-time consent to a soft credit pull. That is the application.

WITHIN 48 HOURS

Reviewed & approved

An underwriter reviews the position and amount. The soft credit pull informs approval, never the price, and never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the local unit

Pay online and receive the executed bond ready to file with the clerk or chief financial officer. Wet-ink originals mailed whenever the unit insists.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure in the governing body’s resolution and the premium updates.

$10,000 bond
$300
$25,000 bond
$750
$50,000 bond
$1,500
About this bond

What it is and who needs it.

What the public official bond actually guarantees

Under N.J.S.A. 40A:5-34, every officer or employee of a New Jersey local unit who is entrusted with the receipt, custody, or expenditure of public money — and any other official the governing body requires — must give a bond conditioned on the true and faithful performance of their duties.

It is a three-party arrangement: the official (the principal), the surety carrier, and the local unit (the obligee), with the public as the protected party. If an official misuses or fails to account for public funds, the local unit can recover against the bond — and if the surety pays, it can seek repayment.

The governing body sets the amount, form, and surety by resolution, and may require corporate surety. Because the figure varies by office and by how much money the position handles, you enter the amount in your resolution and we issue it at a flat 3% with one soft credit pull.

N.J.S.A. 40A:5-34 (Local Fiscal Affairs Law)N.J.S.A. 40A:5-34 requires every officer or employee of a local unit entrusted with the receipt, custody, or expenditure of public money — and any other official the governing body requires — to give a bond conditioned for true and faithful performance. The bond’s sum, form, and surety are fixed by the governing body’s resolution, which may require corporate surety. Confirm the amount in your resolution.

You need this bond if you are

A municipal or county chief financial officer or tax collector handling public funds
A treasurer, clerk, or registrar whose office the governing body requires to be bonded
A board or authority official entrusted with the receipt or custody of money
Replacing a blanket bond with an individual position bond the resolution names

Five minutes, then a quick review.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and the bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the New Jersey public official bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The amount itself is set by your local unit’s governing body by resolution — it varies by office. Enter that figure and the quote updates.
Who decides the bond amount? +
Your governing body. Under N.J.S.A. 40A:5-34 the local unit fixes the sum, form, and surety by resolution, and may require corporate surety. There is no single statewide amount — send us the resolution and we will match it.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It informs approval, not price. The rate is a flat 3% either way.
Is this the same as a blanket position bond? +
Not necessarily. Many local units carry a blanket bond covering multiple positions; N.J.S.A. 40A:5-34 also allows individual bonds for specific officials. This page issues an individual position bond — if your unit uses a blanket bond instead, check with your finance office about which applies.
What does the bond protect against? +
It guarantees the official’s faithful performance — chiefly the honest handling of public funds. If an official misuses or fails to account for money, the local unit recovers against the bond, and the surety can seek repayment from the official.
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File your official bond this week.

Five-minute application, flat 3%, $275 minimum. Enter the amount in your resolution and file within 1–2 business days.

Your premium @ 3%$750
Apply now →