New Jersey local units require a faithful-performance bond from officials and employees entrusted with public money under N.J.S.A. 40A:5-34. The governing body sets the amount by resolution — enter that figure and we issue it at a flat 3% with one soft credit pull.
















Public official bonds run through a quick review rather than instant issue. Here is the whole thing:
Your details, the office, and the bond amount your governing body set — plus a one-time consent to a soft credit pull. That is the application.
An underwriter reviews the position and amount. The soft credit pull informs approval, never the price, and never affects your score.
Pay online and receive the executed bond ready to file with the clerk or chief financial officer. Wet-ink originals mailed whenever the unit insists.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure in the governing body’s resolution and the premium updates.
Under N.J.S.A. 40A:5-34, every officer or employee of a New Jersey local unit who is entrusted with the receipt, custody, or expenditure of public money — and any other official the governing body requires — must give a bond conditioned on the true and faithful performance of their duties.
It is a three-party arrangement: the official (the principal), the surety carrier, and the local unit (the obligee), with the public as the protected party. If an official misuses or fails to account for public funds, the local unit can recover against the bond — and if the surety pays, it can seek repayment.
The governing body sets the amount, form, and surety by resolution, and may require corporate surety. Because the figure varies by office and by how much money the position handles, you enter the amount in your resolution and we issue it at a flat 3% with one soft credit pull.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and the bond is typically issued within 1–2 business days.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Five-minute application, flat 3%, $275 minimum. Enter the amount in your resolution and file within 1–2 business days.