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NJ private school bonds.
From $100.

Every New Jersey private career school files a tuition-protection bond with the Department of Labor & Workforce Development. The amount is the greater of $20,000 or 5% of gross annual tuition — pricing starts from $100, and most applicants qualify at or near that minimum; enter your figure and see your exact price at the application.

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Required by the Department of Labor & Workforce Development for licensed private career schools
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Amount is the greater of $20,000 or 5% of gross annual tuition from the prior three years
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From $100 — enter your required bond amount and see your exact price at the application
From $100most applicants qualify at minimumNo credit reviewnot even a soft pullFastinstant underwriting
Trusted by industry leaders
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Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

No underwriting queue for the standard school bond — enter your amount, pay, and file with the Department of Labor. Here is the whole thing:

TODAY · ONLINE

Apply online

Your school details, the bond amount your tuition requires, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

The application collects no credit information to issue, and most applicants are approved instantly. Larger amounts may get a quick review, and if a check does run it is a soft pull that never affects your score.

SAME DAY

File with the Department of Labor

Submit the executed bond with your private career school application or renewal. Wet-ink originals mailed whenever the Department insists.

About this bond

What it is and who needs it.

What the school bond actually covers

New Jersey licenses private career schools — trade, vocational, and other tuition-charging programs that prepare students for the workforce — through the Department of Labor & Workforce Development. Licensure is conditioned on a surety bond that protects students’ tuition.

The bond is a tuition-protection guarantee. It stands behind the school’s obligation to honor its contracts with students and to follow the State’s rules — so that if a school closes mid-program, students can be made whole for tuition paid for training they did not receive.

The amount is the greater of $20,000 or 5% of the school’s gross annual tuition income over the prior three years, so larger schools post larger bonds. If a school fails and students are harmed, they can recover against the bond — and if the surety pays, the school repays the surety.

NJ Dept. of Labor — Private Career SchoolsNew Jersey private career schools are licensed by the Department of Labor & Workforce Development, which conditions licensure on a tuition-protection surety bond in an amount equal to the greater of $20,000 or 5% of the school's gross annual tuition income over the prior three years. The bond is held for the benefit of students; confirm your required amount with the Department on your application.

You need this bond if you are

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Opening a private career school — trade, technical, or vocational — in New Jersey
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Renewing a school license and recalculating the bond from recent tuition
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A cosmetology, CDL, or trade program that charges tuition and trains for the workforce
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Told by the Department of Labor to increase your bond as tuition grew

One application, issued on the spot.

Submit the application with your required bond amount — the executed school bond is generated instantly, ready to file with the Department of Labor.

Start the application →
FAQ

Common questions.

How much is the NJ private school bond?Pricing starts from $100, with your exact price set at the application — most applicants qualify at or near that minimum. The coverage amount is a separate figure: the greater of $20,000 or 5% of your gross annual tuition over the prior three years. Enter your figure and the quote updates.
How do I figure out my bond amount?Take 5% of your gross annual tuition income (averaged or measured over the prior three years per the Department's instructions); if that's under $20,000, the floor is $20,000. Send us your tuition figures and we'll confirm the amount.
Why does New Jersey require it?It protects students' tuition. If a private career school closes before students finish their program, the bond is there to make them whole for tuition paid for training they didn't receive.
Is there a credit check?The application collects no credit information to issue. If a quick check does run on a larger bond amount, it is a soft pull — never a hard inquiry, and it will not affect your score.
Who is the obligee?The State of New Jersey, through the Department of Labor & Workforce Development. You file the executed bond with your private career school license application or renewal.
Related bonds

Other New Jersey bonds.

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The $20,000 charity-protection bond independent paid fund raisers file. $100 flat.
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NJ Non-Resident Insurance Broker
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NJ Motor Fuels Tax — Supplier
The Division of Taxation supplier bond, sized to your fuel tax liability. From $100 — most applicants qualify at the minimum.
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NJ Hunting & Fishing License Agent
The Fish & Wildlife agent bond backing the license fees you collect for the state. From $100 — most applicants qualify at the minimum.
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School bond, issued today.

Pricing from $100. Enter your amount and file with the Department of Labor the same day.

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