NJ health club bonds.
Flat 3%. Enter your amount.
The security New Jersey requires under the Health Club Services Act (N.J.S.A. 56:8-39 et seq.) to protect members’ prepaid dues if a club closes. We issue it at a flat 3% with no credit check — enter the amount your registration requires and the premium updates.
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Apply to filed in one sitting.
No underwriting queue for the standard health club bond — enter your amount, pay, and file. Here is the whole thing:
Apply online
Your business details, the bond amount your registration requires, and the effective date — that is the entire application.
Issued on the spot
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
File with Consumer Affairs
File the executed bond with the Division of Consumer Affairs as part of your health club registration. Wet-ink originals mailed whenever you need them.
The whole pricing page.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the security your registration requires and the premium updates.
What it is and who needs it.
What the health club bond actually covers
New Jersey’s Health Club Services Act (N.J.S.A. 56:8-39 et seq.) requires a club that sells contracts longer than three months — or collects more than three months of dues in advance — to register with the Division of Consumer Affairs and post security backing its members’ prepaid dues.
The security is filed with the Director of the Division of Consumer Affairs to protect buyers who are damaged or suffer a loss by reason of the club’s breach of contract or bankruptcy. A surety bond is one of the accepted forms of security, alongside a letter of credit or deposited securities.
A new club generally posts a $50,000 bond; once a club has a full fiscal year of operating history, the amount is generally 10% of the prior fiscal year’s gross income. Enter the figure your registration requires, and we issue the bond at a flat 3% with no credit check.
You need this bond if you are
Five minutes, issued on the spot.
Submit the application with your required bond amount — the executed health club bond is generated instantly, ready to file with Consumer Affairs.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the New Jersey health club bond? +
Why does New Jersey require this bond? +
Do I need a credit check? +
How is my exact bond amount set? +
Can I use a letter of credit instead? +
Other New York bonds.
Health club bond, issued today.
Five-minute application, flat 3%, $275 minimum. Enter your required amount and file with Consumer Affairs the same day.