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Harrison street opening bonds.
From $100.

The Town of Harrison requires a street opening permit bond before you open, excavate, or cut a town street or right-of-way. The Town sets the amount on your permit — pricing runs 1% of the bond amount, with a $100 minimum, and no credit check up to $100,000.

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Required by the Town of Harrison as a condition of a street opening / excavation permit
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Amount set by the Town — enter the figure on your permit and the premium updates
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From $100 — priced at 1% of the bond amount, with a $100 minimum
1% of amount$100 minimumNo credit check up to $100,000above that, a soft pull at most, never a hard inquiryFastinstant approval for most
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Harrison street opening bond cost?

1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

No underwriting queue for a standard street opening bond — enter your amount, pay, and file with the Town. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount the Town required, and the effective date — that is the application.

INSTANTLY

Issued on the spot

Most applications approve instantly and the executed bond generates as soon as you pay.

SAME DAY

File with the Town

Submit the executed bond to the Town of Harrison Clerk or Engineering office with your permit. Wet-ink originals mailed whenever the Town insists.

About this bond

What it is and who needs it.

What the street opening bond actually guarantees

A street opening bond is a restoration guarantee to the Town of Harrison. When you open, cut, or excavate a town street — to lay a utility line, repair a connection, or run a service — the Town wants assurance you will backfill, repave, and restore the road surface to its condition.

It is a three-party arrangement: you (the principal), the surety carrier, and the Town of Harrison (the obligee). If the street is left unrestored or the patch fails within the guarantee period, the Town can recover its repair costs against the bond.

It is not insurance for you — if the surety pays the Town, you repay the surety. Contractors who restore the street cleanly treat the bond as a permit formality.

Town of Harrison — street opening permitThe Town of Harrison requires this bond as a condition of a permit to open or excavate a town street. The bond amount and terms are set by the Town under its street opening ordinance; confirm the required amount on your permit.

You need this bond if you are

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Opening or excavating a street or sidewalk in the Town of Harrison
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A utility or telecom contractor running lines through the town right-of-way
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Repairing a water, sewer, or gas connection under a town road
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Pulling a street opening permit the Town conditions on a surety bond
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Town. Submit the executed bond to the Town of Harrison Clerk or Engineering office with your permit. Wet-ink originals mailed whenever the Town insists.

What sets the price

The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued on the spot.

Submit the application with the bond amount the Town set — the executed bond is generated instantly, ready to file.

Start the application →
FAQ

Common questions.

How much is the Harrison street opening bond?The premium is 1% of the bond amount, with a $100 minimum. The amount itself is set by the Town of Harrison on your permit — enter that figure and the quote updates.
Who requires this bond?The Town of Harrison requires it as a condition of a street opening / excavation permit. The Town sets the amount based on the scope of work and cost of restoring the street.
What does the bond guarantee?That you restore the town street — backfill, repave, and repair — after your work, and that the patch holds for the Town’s guarantee period. If you do not, the Town can claim against the bond, and if the surety pays, you repay the surety.
Is there a credit check?No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score. Most applications approve instantly.
How fast will I have it?Standard street opening bonds issue right after payment — many applicants finish and file the same day.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Harrison permit, bonded today.

Pricing from $100. Enter the amount the Town required and file the same day.

Your premiumfrom $100
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