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New Jersey Anytime Fitness health club bonds.
$250 flat.

New Jersey's Health Club Services Act requires a health club to register with the Division of Consumer Affairs and post security (a surety bond, letter of credit, or the club's own funds) before selling memberships. This is the standard $25,000 bond written for an Anytime Fitness franchise location. Ours is $250 flat.

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Written for an Anytime Fitness franchise location registering as a New Jersey health club with the Division of Consumer Affairs
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Fixed price, fixed amount — $25,000 bond, $250, no quote process
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Multi-year terms available — set it up once for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting processSoft pull onlynever a hard inquiry
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a New Jersey Anytime Fitness health club bond cost?

$250 at the $25,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

A franchise health club bond is about the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details, your Anytime Fitness contract date, and an effective date. That is the application — no financials, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

Franchise health club bonds like this are among the thousands of bond types that issue right after purchase. Issued when you pay. One soft credit pull, never a hard inquiry, and it never affects your score.

SAME DAY

File with the Division

Your executed bond and power of attorney arrive by email, ready to file with the New Jersey Division of Consumer Affairs or hand to your franchisor as proof of compliance. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

New Jersey's Health Club Services Act (N.J.S.A. 56:8-41) puts the Division of Consumer Affairs in charge of health club registration and requires a club to post security — a surety bond, an irrevocable letter of credit, or evidence of its own sufficient funds — sized to 10% of the club's gross income, between $25,000 and $50,000 (a pre-opening club that sells memberships before the facility exists posts $50,000). This $25,000 bond is the security instrument Anytime Fitness uses to document that filing for its New Jersey franchise locations.

It's a three-party arrangement: the franchise location (the principal), the surety carrier, and the party named as obligee on the bond form, with members as the people the bond is meant to protect. If the club closes early, fails to provide contracted services, or otherwise breaches its membership obligations in a way the bond covers, a harmed member can make a claim.

It is not insurance for the franchisee — if the surety pays a claim, the location repays the surety. We name the exact obligee your franchise paperwork or Division filing calls for, and track the term so the bond stays continuous while you operate the location.

N.J.S.A. 56:8-41New Jersey's Health Club Services Act (N.J.S.A. 56:8-41) requires a registered health club to post security with the Division of Consumer Affairs — a surety bond, letter of credit, or the club's own funds — sized to 10% of gross income and set between $25,000 and $50,000, with $50,000 required during any pre-opening sales period. This $25,000 figure is set for this specific Anytime Fitness filing; confirm with the Division or your franchisor which security tier your location's gross income places it in, and we'll match the bond to it.

You need this bond if you're

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Opening a new Anytime Fitness location in New Jersey and completing your franchise compliance paperwork
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Renewing an existing location’s bond that is expiring or non-renewing
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Transferring ownership of a New Jersey Anytime Fitness franchise
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Asked by the Division or your franchisor to document this specific $25,000 security
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Division. Your executed bond and power of attorney arrive by email, ready to file with the New Jersey Division of Consumer Affairs or hand to your franchisor as proof of compliance. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $250 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

One soft credit pull, never a hard inquiry, and it never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued instantly.

These are the actual issuing fields — the credit consent checkbox only authorizes a soft pull, never a hard inquiry.

Start the application →
FAQ

Common questions.

How much is the New Jersey Anytime Fitness health club bond?The premium is $250 flat — set by our carrier's rate book for this specific bond form, the same for every New Jersey Anytime Fitness location that files it. The $25,000 bond amount is fixed for this filing, so there is no quote process.
Do I pay the $25,000?No. You pay $250. The $25,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?Franchise health club bonds like this are among the thousands of bond types that issue right after purchase — many franchisees finish the application and have the bond in the same sitting. Issued when you pay. One soft credit pull, never a hard inquiry, and it never affects your score.
Is there a credit check?Yes: one soft credit pull, never a hard inquiry, and it never affects your score.
Does every New Jersey health club need this same $25,000 amount?No. The statute sets a range of $25,000 to $50,000 based on 10% of gross income, and pre-opening clubs post $50,000. This bond is the $25,000 form for this Anytime Fitness filing — confirm with the Division or your franchisor which tier your location needs, and we can issue the matching amount.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Finish your franchise compliance filing today.

$250 flat, soft pull only, bond often issued in the same sitting. Free until issued.

Your price$250
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