New Jersey's Health Club Services Act requires a health club to register with the Division of Consumer Affairs and post security — a surety bond, letter of credit, or the club's own funds — before selling memberships. This is the standard $25,000 bond written for an Anytime Fitness franchise location. Ours is $250 flat — the price you see is the checkout price. The application includes a credit consent, but it authorizes a soft credit pull only — a soft inquiry that never affects your score, and no hard inquiry ever runs on this bond.
















A franchise health club bond is about the simplest thing in surety. Here's the entire process:
Business details, your Anytime Fitness contract date, and an effective date. That is the application — no financials, no follow-up scavenger hunt.
Franchise health club bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond and power of attorney arrive by email, ready to file with the New Jersey Division of Consumer Affairs or hand to your franchisor as proof of compliance. Wet-ink original mailed on request.
New Jersey's Health Club Services Act (N.J.S.A. 56:8-41) puts the Division of Consumer Affairs in charge of health club registration and requires a club to post security — a surety bond, an irrevocable letter of credit, or evidence of its own sufficient funds — sized to 10% of the club's gross income, between $25,000 and $50,000 (a pre-opening club that sells memberships before the facility exists posts $50,000). This $25,000 bond is the security instrument Anytime Fitness uses to document that filing for its New Jersey franchise locations.
It's a three-party arrangement: the franchise location (the principal), the surety carrier, and the party named as obligee on the bond form, with members as the people the bond is meant to protect. If the club closes early, fails to provide contracted services, or otherwise breaches its membership obligations in a way the bond covers, a harmed member can make a claim.
It is not insurance for the franchisee — if the surety pays a claim, the location repays the surety. We name the exact obligee your franchise paperwork or Division filing calls for, and track the term so the bond stays continuous while you operate the location.
These are the actual issuing fields — the credit consent checkbox only authorizes a soft pull, never a hard inquiry.
Start the application →$250 flat, soft pull only, bond often issued in the same sitting. Free until issued.