NJ dairy dealer bonds.
Flat 3%. Enter your amount.

New Jersey licenses dealers who buy raw milk or cream from producers on credit, and conditions the license on a surety bond filed with the Department of Agriculture under N.J.S.A. 4:12A-1 et seq. The bond protects dairy producers against non-payment. We issue the amount your license requires at a flat 3% with no credit check.

Required for NJ milk and cream dealers buying on credit under N.J.S.A. 4:12A-1 et seq.
Amount sized to 1.5× your maximum monthly milk purchases by Department of Agriculture rule
Flat 3%, no credit pull — enter your required amount and the premium updates
Flat 3%of your bond amount$275minimum premiumNo creditcheck to issue
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
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NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

No underwriting queue for the standard dairy dealer bond — enter your amount, pay, and file with the Department of Agriculture. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your business details, the bond amount your license requires, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with the Department of Agriculture

Submit the executed bond with your milk-dealer license application to the Division of Marketing and Development. Wet-ink originals mailed on request.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the amount your milk purchase volume requires and the premium updates.

$10,000 bond
$300
$25,000 bond
$750
$150,000 bond
$4,500
About this bond

What it is and who needs it.

What the dairy dealer bond actually covers

Like its produce rules, New Jersey protects dairy farmers from non-payment. Under N.J.S.A. 4:12A-1 et seq., dealers who buy raw milk or cream from producers on credit must hold a milk-dealer license from the Department of Agriculture, and the license is conditioned on a surety bond.

The bond runs for the benefit of the dairy producers you buy from. If a dealer fails to pay for milk or cream received on credit, the affected producers can recover against the bond — it's a payment guarantee for the farm, not insurance for the dealer.

The amount is set by Department rule. For dairy it's generally at least one and one-half times the maximum monthly value of milk or cream purchased or received over the preceding 12 months — a higher multiple than the produce formula, reflecting the volume and credit terms of milk buying. The Department can also accept a letter of credit or other securities. Confirm your required figure on your license paperwork.

N.J.S.A. 4:12A-1 et seq. (Milk dealer licensing)New Jersey requires dealers who buy raw milk or cream from producers on credit to be licensed and bonded with the Department of Agriculture under N.J.S.A. 4:12A-1 et seq. By Department rule, the dairy-dealer bond is generally at least one and one-half times the maximum monthly value of milk or cream purchased or received over the preceding 12 months, and runs for the benefit of the producers. The Department may accept letters of credit or other securities in lieu of a bond. Confirm your amount on your milk-dealer license application.

You need this bond if you are

A milk or cream dealer buying from NJ dairy producers on credit
A processor or distributor that purchases raw milk on a credit basis
Renewing your milk-dealer license with the Department of Agriculture
Increasing your purchase volume into a higher bond amount

Five minutes, issued on the spot.

Submit the application with the bond amount your license requires — the executed bond is generated instantly, ready to file.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the New Jersey dairy dealer bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The amount itself is set by Department of Agriculture rule — generally one and one-half times your maximum monthly milk or cream purchases over the prior 12 months. Enter your figure and the quote updates.
Why is the dairy multiple higher than produce? +
The dairy formula is roughly 1.5× your maximum monthly purchases, where produce is closer to 1× (up to a cap). The higher multiple reflects the volume and credit terms typical of milk buying. Both are set by Department of Agriculture rule.
Who does the bond protect? +
The dairy producers you buy from. If a dealer takes milk or cream on credit and fails to pay, the affected producers can recover against the bond. It is a payment guarantee for the farm, not insurance for the dealer.
Is there a credit check? +
No — the dairy dealer bond is issued with no credit pull. Larger bond amounts may get a quick soft-pull review, which never affects your credit score.
Can I post a letter of credit instead? +
The Department accepts several forms of security — a surety bond, an irrevocable letter of credit, certificates of deposit, or U.S. government bonds. A surety bond is usually cheapest, since you pay the 3% premium rather than tying up the full amount.
Related bonds

Other New York bonds.

Dairy dealer bond, issued today.

Five-minute application, flat 3%, $275 minimum. Enter your amount and file with the Department of Agriculture the same day.

Your premium @ 3%$750
Apply now →