NV damage appraiser bonds.
$275 flat. Soft pull.

A Nevada motor vehicle damage appraiser must file a $2,500 bond with the Division of Insurance under NRS 684B. At 3% the math is $75, but our floor is $275 — so this bond is $275 flat, our minimum premium. One soft credit pull.

Required for your NV motor vehicle damage appraiser license — filed with the Division of Insurance
Fixed amount, fixed price — $2,500 bond, $275 (our minimum premium)
Soft credit pull only — never affects your score, and the rate stays the same either way
A-ratedA.M. Best carriers1–2 daystypical issuance1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to licensed.

Your appraiser license is waiting on this bond. Here's the entire process:

TODAY · 5 MINUTES

Apply once, online

Your details, effective date, and a one-time consent to a soft credit pull. That is the whole application.

WITHIN 48 HOURS

Reviewed & approved

A small bond like this usually clears fast; if underwriting needs anything, an underwriter reaches out within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the Division of Insurance

Pay online and receive the executed bond, ready to file with your appraiser license application or renewal. Wet-ink originals mailed whenever the state insists.

The whole pricing page.

$2,500 bond × 3% = $75, but our minimum premium is $275 — so this bond is $275, one-time per term. We show the math even when the floor applies.

1-year term
$275
2-year term
$550
3-year term
$825
About this bond

What it is and who needs it.

What the bond actually guarantees

A motor vehicle damage appraiser inspects damaged vehicles and estimates the cost of repair, typically for insurance claims. Nevada licenses appraisers through the Division of Insurance under NRS Chapter 684B and conditions the license on a $2,500 surety bond.

The bond is a guarantee of honest, competent appraisal work. It stands behind the appraiser's compliance with Nevada insurance law and protects parties harmed by the appraiser's wrongful conduct. Because appraisals drive what claimants are paid, the state wants a small financial backstop in place.

It is not insurance for you — if the surety pays a claim (up to $2,500), you repay the surety. The bond is continuous until cancelled and must be renewed for as long as you hold the license.

NRS 684B (Division of Insurance)Nevada motor vehicle damage appraisers are licensed by the Division of Insurance under NRS Chapter 684B and must file a $2,500 surety bond. The bond protects against damages from the appraiser failing to perform in accordance with applicable insurance law, up to the full $2,500. It is continuous until cancelled and renewed annually for as long as the license is held.

You need this bond if you're

Applying for a NV motor vehicle damage appraiser license through the Division of Insurance
Renewing your appraiser license and your current bond is expiring or non-renewing
An independent or staff appraiser getting licensed to write Nevada estimates
An out-of-state appraiser getting licensed to work Nevada claims

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Nevada damage appraiser bond? +
The premium is $275 — our minimum. The bond is fixed at $2,500, and 3% of $2,500 is $75; because every bond carries a $275 floor to cover issuing it, this one prices at $275. Same number for every appraiser.
Why is it $275 and not $75? +
We'd rather show the math than hide it. The flat rate is 3%, which on a $2,500 bond is $75 — but our minimum premium on any bond is $275, so that floor applies here. It is the same $275 minimum we quote on every small bond.
Do I pay the $2,500? +
No. You pay $275. The $2,500 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It informs approval, not price. The rate is a flat 3% (subject to the $275 minimum) either way.
When does it renew? +
The bond is continuous until cancelled and must be renewed for as long as you hold the license. We send renewal notices 60 and 30 days out, with autopay available.
Related bonds

Other New York bonds.

Finish your appraiser license today.

$275 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$275
Apply now →