Lost a cashier’s check, a promissory note, or a stock certificate? The issuer won’t reissue it without protection.
This bond indemnifies the issuer if the original ever resurfaces and is paid again.
It’s a closed-penalty bond — the amount is the face value of the lost instrument.
We size it to the instrument, underwrite it, and a specialist returns a quote.
















The issuer reissues once your bond is in place. Here’s the path:
Send the type and face value of what was lost — cashier’s check, note, or stock certificate — and the issuer’s requirements.
We review the amount and your details and return a real quote. Higher face values may call for collateral; we’ll tell you.
We issue the bond on the issuer’s required form with the carrier’s power of attorney, so the instrument can be reissued.
When a negotiable instrument goes missing — a cashier’s check, a promissory note, a stock or bond certificate — the issuer faces a real risk in replacing it: the original could resurface in someone else’s hands and be presented for payment.
A lost instrument bond shifts that risk. It indemnifies the issuer: if the original is ever paid to a legitimate holder after a replacement is issued, the bond makes the issuer whole. That’s what lets the bank or transfer agent reissue.
It’s a closed-penalty bond — the amount is the instrument’s face value, not an open-ended figure. Because it backs a known dollar amount, it’s underwritten, not flat-rated; higher-value instruments may call for collateral.
These are the actual underwriting fields. Tell us the type and face value of what was lost, and a surety specialist returns a quote, typically within one business day.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Send us the type and face value; a specialist underwrites and quotes — typically within one business day. Collateral may apply on higher-value instruments.