NV health club bonds.
Flat 3%. Enter your amount.

The security Nevada requires under NRS 598.946 to protect health club members’ prepaid dues if a club closes. A club registers with the Consumer Affairs Unit and posts security sized to its membership. We issue it at a flat 3% with no credit check — enter your required amount and the premium updates.

Required under NRS 598.946 — registered with the Nevada Consumer Affairs Unit
Amount set by how many members you have — $10,000 under 400 members, scaling up to $250,000
Flat 3%, no credit pull — enter your required bond amount and the premium updates
Flat 3%of your bond amount$275minimum premiumNo creditcheck to issue
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

No underwriting queue for the standard health club bond — enter your amount, pay, and register with Consumer Affairs. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your business details, the bond amount your member count requires, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with Consumer Affairs

Submit the executed bond with your Health Club Registration to the Nevada Consumer Affairs Unit. Wet-ink originals mailed whenever the office insists.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the security your member count requires and the premium updates.

$10,000 bond
$300
$25,000 bond
$750
$50,000 bond
$1,500
About this bond

What it is and who needs it.

What the health club bond actually covers

Nevada requires a health club to back its members’ prepaid dues under NRS 598.946, part of the state’s deceptive trade practices law. Before advertising services or doing business, the owner registers with the Consumer Affairs Unit and deposits security — a surety bond, letter of credit, or certificate of deposit — payable for the benefit of members harmed if the club closes.

The amount is set by how many members you have: $10,000 under 400 members, $15,000 from 400 to under 800, $20,000 from 800 to under 1,200, $25,000 from 1,200 to under 1,500, $35,000 from 1,500 to under 4,000, $50,000 from 4,000 to under 25,000, and $250,000 at 25,000 or more.

A club reports its membership to Consumer Affairs quarterly and adjusts the security as the count changes. If the club goes out of business before contracts end, harmed members recover against the bond — and if the surety pays, you repay the surety. Whatever amount applies, we issue it at a flat 3% with no credit check.

NRS 598.946 (Consumer Affairs)Under NRS 598.946, the owner of a health club must register with the Consumer Affairs Unit and deposit security (a surety bond is one accepted form) before advertising or doing business. The amount is set by member count: $10,000 under 400 members and rising in steps to $250,000 at 25,000 or more. The club reports membership quarterly and adjusts the security accordingly. Confirm the figure that applies to your club.

You need this bond if you are

A gym or fitness club selling memberships in Nevada and registering with Consumer Affairs
Crossing a membership threshold that raises your required security amount
A studio or wellness club — yoga, pilates, spa — collecting prepaid dues
Renewing your registration and refreshing the security on file with Consumer Affairs

Five minutes, issued on the spot.

Submit the application with your required bond amount — the executed health club bond is generated instantly, ready to file with Consumer Affairs.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Nevada health club bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The amount itself is set by NRS 598.946 from your member count — $10,000 under 400 members, scaling in steps up to $250,000 at 25,000 or more. Enter the figure that applies and the quote updates.
Why does Nevada require this bond? +
Under NRS 598.946, it protects members’ prepaid dues. If a club closes before contracts end, the security pays harmed members. It is held for the benefit of Nevada consumers through the Consumer Affairs Unit.
Do I need a credit check? +
No — the health club bond is issued with no credit pull. Larger bond amounts may get a quick soft-pull review, which never affects your credit score.
What happens when my membership grows? +
You report your membership to Consumer Affairs quarterly and adjust the security as the count changes. When you cross a threshold, we re-issue the bond at the higher amount — you only pay the 3% on the new figure.
Can I post a CD or letter of credit instead? +
The statute accepts several forms of security, including a surety bond, letter of credit, or certificate of deposit. A surety bond is usually the cheapest — you pay the 3% premium rather than tying up the full amount in cash or bank collateral.
Related bonds

Other New York bonds.

Health club bond, issued today.

Five-minute application, flat 3%, $275 minimum. Enter your required amount and file with Consumer Affairs the same day.

Your premium @ 3%$300
Apply now →