NV funeral seller bonds.
$1,500 flat. Soft pull.

Before selling prepaid (pre-need) funeral contracts in Nevada, a funeral seller must post a bond with the Commissioner of Insurance under NRS Chapter 689 — an amount the Commissioner sets, not less than $50,000. Ours is $1,500 flat at the $50,000 minimum — 3% of the bond. One soft credit pull.

Required to sell prepaid funeral contracts in Nevada — filed with the Commissioner of Insurance
Fixed at the $50,000 minimum — $1,500, no quote process at this amount
Soft credit pull only — never affects your score, and the rate stays 3% either way
A-ratedA.M. Best carriers1–2 daystypical issuance1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to authorized.

Your certificate of authority is waiting on this bond. Here's the entire process:

TODAY · 5 MINUTES

Apply once, online

Business details, owner information, effective date. The only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most clear quickly; if underwriting needs anything, an underwriter reaches out within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the Commissioner

Pay online and receive the executed bond, ready to file with the Commissioner of Insurance for your certificate of authority. Wet-ink originals mailed whenever the state insists.

The whole pricing page.

$50,000 bond × 3% = $1,500, one-time per term. Fixed at the statutory minimum; if the Commissioner requires more, it is still a flat 3%.

1-year term
$1,500
2-year term
$3,000
3-year term
$4,500
About this bond

What it is and who needs it.

What the bond actually guarantees

Nevada regulates the sale of prepaid funeral contracts under NRS Chapter 689, through the Commissioner of Insurance. Before issuing a certificate of authority, the Commissioner requires the seller to post and maintain a bond — an amount the Commissioner sets, not less than $50,000.

The bond is a consumer-protection guarantee held for the benefit of buyers of prepaid contracts. It backs the money buyers pay in advance and the seller's obligation to actually perform the contract — protecting families against misuse or diversion of pre-need funds or a seller's failure to perform.

It is not insurance for you — if the surety pays a claim, you repay the surety. The bond must stay in force for as long as you hold the certificate of authority. We issue the $50,000 minimum, or any higher amount the Commissioner sets, at the same flat 3%.

NRS 689 (Commissioner of Insurance)Under NRS Chapter 689, a seller of prepaid funeral contracts must post and maintain a bond with the Commissioner of Insurance before a certificate of authority issues, in an amount the Commissioner determines but not less than $50,000. The bond (or an equivalent deposit) is held for the benefit of buyers of prepaid contracts damaged by misuse or diversion of money or by failure to perform. Confirm the exact amount on your filing.

You need this bond if you're

Applying to sell prepaid funeral contracts in Nevada — a pre-need seller certificate of authority
A funeral home or cemetery adding pre-need sales
Renewing your certificate of authority and your current bond is expiring
Re-applying after a lapse the Commissioner requires you to cure

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Nevada funeral seller bond? +
At the $50,000 statutory minimum the premium is $1,500 — a flat 3% of the bond amount. The Commissioner of Insurance can set a higher amount; if so, the premium is still a flat 3% of that figure.
Do I pay the $50,000? +
No. You pay $1,500. The $50,000 is the surety's maximum liability to harmed pre-need buyers — not a deposit, and nobody holds your money.
Who does the bond protect? +
Buyers of prepaid funeral contracts. If a seller misuses or diverts pre-need funds or fails to perform a contract, harmed buyers can recover against the bond — and if the surety pays, the seller repays the surety.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It informs approval, not price. The rate is a flat 3% either way.
Could my bond be more than $50,000? +
It can. $50,000 is the statutory floor; the Commissioner of Insurance can require a larger amount based on your pre-need volume. Send us the figure on your filing and we will issue it at the same flat 3%.
Related bonds

Other New York bonds.

Your pre-need authority is waiting on one document.

$1,500 flat at the $50,000 minimum, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$1,500
Apply now →