Nevada funeral seller bonds.
$500 flat.
Before selling prepaid (pre-need) funeral contracts in Nevada, a funeral seller must post a bond with the Commissioner of Insurance under NRS Chapter 689 — an amount the Commissioner sets, not less than $50,000. Ours is $500 flat at the $50,000 minimum — set by our carrier's rate book for this bond.
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How much does a Nevada funeral seller bond cost?
$500 at the $50,000 amount, the same for every applicant.
Three steps to authorized.
Your certificate of authority is waiting on this bond. Here's the entire process:
Apply once, online
Business details, owner information, effective date. The only extra step is a one-time consent to a soft credit pull.
Approved
Most are approved as soon as you apply. One soft credit pull, never a hard inquiry, and it never affects your score. If it needs a second look, one to two business days at most.
E-sign & file with the Commissioner
Pay online and receive the executed bond, ready to file with the Commissioner of Insurance for your certificate of authority. Wet-ink originals mailed whenever the state insists.
What it is and who needs it.
What the bond actually guarantees
Nevada regulates the sale of prepaid funeral contracts under NRS Chapter 689, through the Commissioner of Insurance. Before issuing a certificate of authority, the Commissioner requires the seller to post and maintain a bond — an amount the Commissioner sets, not less than $50,000.
The bond is a consumer-protection guarantee held for the benefit of buyers of prepaid contracts. It backs the money buyers pay in advance and the seller's obligation to actually perform the contract — protecting families against misuse or diversion of pre-need funds or a seller's failure to perform.
It is not insurance for you — if the surety pays a claim, you repay the surety. The bond must stay in force for as long as you hold the certificate of authority. We issue the $50,000 minimum at $500 flat; if the Commissioner sets a higher amount, contact us for that tier's price.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $50,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
E-sign & file with the Commissioner. Pay online and receive the executed bond, ready to file with the Commissioner of Insurance for your certificate of authority. Wet-ink originals mailed whenever the state insists.
What sets the price
The premium is fixed at $500 at the $50,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.
Start the application →Common questions.
Other Nevada bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Your pre-need authority is waiting on one document.
$500 flat at the $50,000 minimum, short application, bond issued when you pay. Free until issued.