Before selling prepaid (pre-need) funeral contracts in Nevada, a funeral seller must post a bond with the Commissioner of Insurance under NRS Chapter 689 — an amount the Commissioner sets, not less than $50,000. Ours is $1,500 flat at the $50,000 minimum — 3% of the bond. One soft credit pull.
















Your certificate of authority is waiting on this bond. Here's the entire process:
Business details, owner information, effective date. The only extra step is a one-time consent to a soft credit pull.
Most clear quickly; if underwriting needs anything, an underwriter reaches out within 48 hours. The credit check is a soft pull that never affects your score.
Pay online and receive the executed bond, ready to file with the Commissioner of Insurance for your certificate of authority. Wet-ink originals mailed whenever the state insists.
$50,000 bond × 3% = $1,500, one-time per term. Fixed at the statutory minimum; if the Commissioner requires more, it is still a flat 3%.
Nevada regulates the sale of prepaid funeral contracts under NRS Chapter 689, through the Commissioner of Insurance. Before issuing a certificate of authority, the Commissioner requires the seller to post and maintain a bond — an amount the Commissioner sets, not less than $50,000.
The bond is a consumer-protection guarantee held for the benefit of buyers of prepaid contracts. It backs the money buyers pay in advance and the seller's obligation to actually perform the contract — protecting families against misuse or diversion of pre-need funds or a seller's failure to perform.
It is not insurance for you — if the surety pays a claim, you repay the surety. The bond must stay in force for as long as you hold the certificate of authority. We issue the $50,000 minimum, or any higher amount the Commissioner sets, at the same flat 3%.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$1,500 flat at the $50,000 minimum, five-minute application, e-signed bond in 1–2 business days. Free until issued.