A Nevada seller of prepaid (preneed) cemetery contracts must post a fixed $50,000 bond with the Commissioner of Insurance under NRS 689.495 before a permit issues. Ours is $1,500 flat — 3% of the bond amount, identical for every seller. One soft credit pull, e-signed in 1–2 business days.
















Your preneed seller permit is waiting on this bond. Here's the whole process:
Business details, owners, and an effective date. The only extra step is a one-time consent to a soft credit pull.
Most of these clear quickly; if underwriting needs anything, an underwriter reaches out within 48 hours. The credit check is a soft pull that never affects your score.
Pay online and receive the executed bond, ready to post with your preneed seller permit application. Wet-ink originals mailed whenever the state insists.
$50,000 bond × 3% = $1,500, one-time per term. Fixed amount, fixed price, multi-year if you want it.
Nevada regulates the sale of prepaid (preneed) funeral and cemetery contracts under NRS Chapter 689, administered by the Commissioner of Insurance. Before a permit issues, NRS 689.495 requires the seller to post and maintain a $50,000 bond in favor of the State of Nevada (or an equivalent deposit of cash or securities).
The bond is held for the benefit of buyers of prepaid contracts and others as their interests appear — people who could be damaged by misuse or diversion of money by the seller or its agents, or by the seller failing to perform a prepaid contract. It is a consumer-protection guarantee for money paid years before the service is delivered.
It is not insurance for you — if the surety pays a claim, you repay the surety. We run one soft credit pull that never touches your score, and the rate stays a flat 3% regardless: credit informs approval, never price.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$1,500 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.