Nevada cemetery seller bonds.
$500 flat.
A Nevada seller of prepaid (preneed) cemetery contracts must post a fixed $50,000 bond with the Commissioner of Insurance under NRS 689.495 before a permit issues. Ours is $500 flat — the price you see is the checkout price, identical for every seller. A quick soft credit check may apply; the bond is issued when you pay.
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How much does a Nevada cemetery seller bond cost?
$500 at the $50,000 amount, the same for every applicant.
Three steps to permitted.
Your preneed seller permit is waiting on this bond. Here's the whole process:
Apply once, online
Business details, owners, and an effective date. The only extra step is a one-time consent to a soft credit pull.
Approved
Most are approved as soon as you apply. One soft credit pull, never a hard inquiry, and it never affects your score. If it needs a second look, one to two business days at most.
File with the Commissioner of Insurance
Pay online and receive the executed bond, ready to post with your preneed seller permit application. Wet-ink originals mailed whenever the state insists.
What it is and who needs it.
What the cemetery seller bond actually guarantees
Nevada regulates the sale of prepaid (preneed) funeral and cemetery contracts under NRS Chapter 689, administered by the Commissioner of Insurance. Before a permit issues, NRS 689.495 requires the seller to post and maintain a $50,000 bond in favor of the State of Nevada (or an equivalent deposit of cash or securities).
The bond is held for the benefit of buyers of prepaid contracts and others as their interests appear — people who could be damaged by misuse or diversion of money by the seller or its agents, or by the seller failing to perform a prepaid contract. It is a consumer-protection guarantee for money paid years before the service is delivered.
It is not insurance for you — if the surety pays a claim, you repay the surety. A soft credit check may run as part of underwriting — it never affects your score, and the price stays $500 either way.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $50,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the Commissioner of Insurance. Pay online and receive the executed bond, ready to post with your preneed seller permit application. Wet-ink originals mailed whenever the state insists.
What sets the price
The premium is fixed at $500 at the $50,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.
Start the application →Common questions.
Other Nevada bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
The Commissioner of Insurance is waiting on one document.
$500 flat, short application, bond issued when you pay. Free until issued.