NV cemetery seller bonds.
$1,500 flat. Soft pull.

A Nevada seller of prepaid (preneed) cemetery contracts must post a fixed $50,000 bond with the Commissioner of Insurance under NRS 689.495 before a permit issues. Ours is $1,500 flat — 3% of the bond amount, identical for every seller. One soft credit pull, e-signed in 1–2 business days.

Required for a NV preneed cemetery seller permit under NRS 689.495
Fixed amount, fixed price — $50,000 bond, $1,500, no quote theater
Soft credit pull only — never affects your score, and the rate stays 3% either way
A-ratedA.M. Best carriers1–2 daystypical issuanceSoft pullnever affects your score
Trusted by industry leaders
NYCEDC
BDG
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NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to permitted.

Your preneed seller permit is waiting on this bond. Here's the whole process:

TODAY · 5 MINUTES

Apply once, online

Business details, owners, and an effective date. The only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, an underwriter reaches out within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

File with the Commissioner of Insurance

Pay online and receive the executed bond, ready to post with your preneed seller permit application. Wet-ink originals mailed whenever the state insists.

The whole pricing page.

$50,000 bond × 3% = $1,500, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$1,500
2-year term
$3,000
3-year term
$4,500
About this bond

What it is and who needs it.

What the cemetery seller bond actually guarantees

Nevada regulates the sale of prepaid (preneed) funeral and cemetery contracts under NRS Chapter 689, administered by the Commissioner of Insurance. Before a permit issues, NRS 689.495 requires the seller to post and maintain a $50,000 bond in favor of the State of Nevada (or an equivalent deposit of cash or securities).

The bond is held for the benefit of buyers of prepaid contracts and others as their interests appear — people who could be damaged by misuse or diversion of money by the seller or its agents, or by the seller failing to perform a prepaid contract. It is a consumer-protection guarantee for money paid years before the service is delivered.

It is not insurance for you — if the surety pays a claim, you repay the surety. We run one soft credit pull that never touches your score, and the rate stays a flat 3% regardless: credit informs approval, never price.

NRS 689.495NRS 689.495 requires a seller of prepaid (preneed) cemetery or funeral contracts to post with the Commissioner of Insurance, and maintain in force, a $50,000 surety bond in favor of the State of Nevada (or an equivalent deposit) before a permit issues. The bond is held for the benefit of buyers of prepaid contracts who may be damaged by misuse or diversion of money, or to satisfy judgments for failure to perform a prepaid contract.

You need this bond if you are

Applying for a NV preneed seller permit to sell prepaid cemetery contracts
Renewing your seller permit and your current bond is expiring or non-renewing
A cemetery authority selling prepaid interment rights and merchandise
Reinstating a permit after a lapse that requires a fresh $50,000 bond

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Do I pay the $50,000? +
No. You pay $1,500 — the flat 3% of the bond amount. The $50,000 is the surety's maximum liability to the state and harmed buyers; it is not a deposit, and nobody holds your money.
Who requires this bond? +
The Nevada Commissioner of Insurance requires it under NRS 689.495 before issuing a permit to sell prepaid (preneed) cemetery or funeral contracts. No active bond, no permit.
What does the bond guarantee? +
It protects buyers of prepaid contracts against misuse or diversion of their money and against the seller failing to perform the contract. If the surety pays a claim, you repay the surety — it is a guarantee, not insurance for you.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It is the only extra step beyond the application, and it informs approval, not price. The rate is a flat 3% either way: credit can affect whether we approve the bond, never what it costs.
When does it renew? +
Terms run 1, 2, or 3 years — your choice at purchase. You'll get renewal notices 60 and 30 days before expiration, with autopay available, and the bond must stay in force for your permit to stay valid.
Related bonds

Other New York bonds.

The Commissioner of Insurance is waiting on one document.

$1,500 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$1,500
Apply now →