Nebraska motor club service bonds.
$500 flat.
Nebraska will not let a motor club render or agree to render motor club service until it has posted $50,000 with the Department of Insurance — cash, approved securities, or a surety bond. Ours is $500 flat, set by our carrier’s rate book, and it frees up the whole deposit. No credit check.
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How much does a Nebraska motor club service bond cost?
$500 at the $50,000 amount, the same for every applicant.
Three steps. One sitting.
A fixed-amount filing is about the simplest thing in surety. Here is the entire process:
Apply online
Company details, entity type, contact and owner information, and an effective date. That is the application. No credit check.
Pay & e-sign
Fixed-amount filings like this are among the thousands of bond types that issue right after purchase.
File with the Department of Insurance
Your executed $50,000 bond and power of attorney arrive by email, ready to upload through the Department’s online portal with your certificate of authority application or April 30 renewal. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
Nebraska licenses motor clubs through the Department of Insurance under the Motor Club Services Act, Neb. Rev. Stat. 44-3701 to 44-3721. A "club" is defined broadly at section 44-3703 as any organization or person selling, furnishing, or making available motor club services to members — and section 44-3707 enumerates twenty of them, including towing, emergency road service, bail and arrest bond service, theft, legal, claim adjustment, map, travel and touring, guaranteed hotel or motel rate, new car pricing, check cashing, discount and insurance service. Sell any of those on a membership basis in Nebraska and the Act treats you as a club.
Section 44-3709 is blunt about the timing: a club shall not render or agree to render motor club service without first depositing, and thereafter continuously maintaining, $50,000 in cash or securities approved by the Director — or, in lieu of that, a $50,000 performance bond from a surety authorized to transact business in Nebraska. The bond is executed to the State of Nebraska and runs for the use of the state and for any members who may have a cause of action against the club.
Section 44-3710 says what the security answers for: the faithful furnishing and rendering of every motor club service you sell or offer for sale, compliance with the Act and the Director’s rules, and payment of any fines and penalties owed the state. Under section 44-3711 a member who is defrauded or aggrieved may sue on it in his or her own name, with the surety’s aggregate liability across every such suit capped at the bond amount. It is not insurance for you — if the surety pays, you repay the surety.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $50,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the Department of Insurance. Your executed $50,000 bond and power of attorney arrive by email, ready to upload through the Department’s online portal with your certificate of authority application or April 30 renewal. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $500 at the $50,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
One application, issued instantly.
These are the actual issuing fields. No credit check.
Start the application →Common questions.
Other Nebraska bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
The Department is waiting on one filing.
$500 flat, no credit check, bond often issued in the same sitting. Free until issued.