NE motor club service bonds.
$500 flat.

Nebraska will not let a motor club render or agree to render motor club service until it has posted $50,000 with the Department of Insurance — cash, approved securities, or a surety bond. Ours is $500 flat, set by our carrier’s rate book, and it frees up the whole deposit. The application collects no credit information.

Required before you render or agree to render motor club service under Neb. Rev. Stat. 44-3709
Fixed amount, fixed price — $50,000 security, $500, no quote process
The bond replaces the cash deposit — the Department accepts either, and only one of them ties up $50,000
A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available
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NYCEDC
BDG
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NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

A fixed-amount filing is about the simplest thing in surety. Here is the entire process:

NOW · ONLINE

Apply online

Company details, entity type, contact and owner information, and an effective date. That is the whole application — there is no credit section to fill out, because this application does not collect credit information.

MINUTES, USUALLY

Pay & e-sign

Fixed-amount filings like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with the Department of Insurance

Your executed $50,000 bond and power of attorney arrive by email, ready to upload through the Department’s online portal with your certificate of authority application or April 30 renewal. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Nebraska licenses motor clubs through the Department of Insurance under the Motor Club Services Act, Neb. Rev. Stat. 44-3701 to 44-3721. A "club" is defined broadly at section 44-3703 as any organization or person selling, furnishing, or making available motor club services to members — and section 44-3707 enumerates twenty of them, including towing, emergency road service, bail and arrest bond service, theft, legal, claim adjustment, map, travel and touring, guaranteed hotel or motel rate, new car pricing, check cashing, discount and insurance service. Sell any of those on a membership basis in Nebraska and the Act treats you as a club.

Section 44-3709 is blunt about the timing: a club shall not render or agree to render motor club service without first depositing, and thereafter continuously maintaining, $50,000 in cash or securities approved by the Director — or, in lieu of that, a $50,000 performance bond from a surety authorized to transact business in Nebraska. The bond is executed to the State of Nebraska and runs for the use of the state and for any members who may have a cause of action against the club.

Section 44-3710 says what the security answers for: the faithful furnishing and rendering of every motor club service you sell or offer for sale, compliance with the Act and the Director’s rules, and payment of any fines and penalties owed the state. Under section 44-3711 a member who is defrauded or aggrieved may sue on it in his or her own name, with the surety’s aggregate liability across every such suit capped at the bond amount. It is not insurance for you — if the surety pays, you repay the surety.

Neb. Rev. Stat. 44-3709 (Motor Club Services Act)Section 44-3709 fixes the security at fifty thousand dollars and gives a club two ways to post it: cash or Director-approved securities on deposit, or a performance bond in the same amount executed by a surety authorized in Nebraska. Sections 44-3710 and 44-3711 define what the security covers and cap the surety’s aggregate liability at the bond amount. The certificate of authority itself is issued under section 44-3712 against a $100 initial fee, and section 44-3713 expires every certificate annually on April 30, with renewal conditioned on another $100 fee and the club’s most recent financial statement prepared under GAAP and certified by two principal officers. The security has to be in place before the Director issues or renews. Applications, renewals and the bond go to the Nebraska Department of Insurance through its online portal; mail is PO Box 95087, Lincoln, NE 68509-5087.

You need this bond if you are

Applying for a motor club certificate of authority with the Nebraska Department of Insurance
Renewing a certificate of authority before it expires on April 30
Selling roadside, towing or travel memberships — the filing is required before you render or agree to render service
Replacing a cash deposit you would rather not leave sitting with the Department

One application, issued instantly.

These are the actual issuing fields — no credit section, because this application does not collect credit information.

Start the application →
FAQ

Common questions.

How much is the Nebraska motor club service bond?The premium is $500 flat — the price our carrier’s rate book sets for this specific bond, the same for every club. The $50,000 amount is fixed by Neb. Rev. Stat. 44-3709, so there is no quote process and no sizing exercise.
Do I pay the $50,000?No. You pay the flat premium. The $50,000 is the surety’s maximum aggregate liability to the state and to your members if the club fails to furnish the services it sold — it is not a deposit, and nobody holds your money.
Can I deposit cash with the Department instead?You can. Section 44-3709 accepts $50,000 in cash or securities approved by the Director in place of the bond. Most clubs choose the bond because the deposit locks up the entire sum for as long as you hold the certificate of authority, while the bond costs a flat premium per year.
Is there a credit check?The application collects no credit information — there is no credit section to fill out — and most applications approve instantly. If a check ever runs, it is a soft pull that will not affect your score.
When does it renew?Motor club certificates of authority expire every April 30 under section 44-3713, and renewal requires the annual fee plus your most recent financial statement. The bond has to stay continuously in force underneath that. Buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out.
Related bonds

Other Nebraska bonds.

The Department is waiting on one filing.

$500 flat, no credit section, bond often issued in the same sitting. Free until issued.

Your price$500
Apply now →