NE construction lien discharge bonds.
Clear the title. Keep moving.

A construction lien freezes everything it touches — closings, refinances, draws. A discharge bond swaps the surety's guarantee for the property, so the lien comes off the title. Flat 3%, 48-hour underwriter response.

Releases the lien without paying the claim — you keep every defense you have
Nebraska sets the bond at the lien amount plus 15% (§52-142)
Same rate for everyone — 3% flat, posted, no leverage games when you're in a hurry
48 hrsunderwriter responseA-ratedA.M. Best carriers$50Maggregate capacity
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

From frozen title to released lien.

Every day the lien sits on the title costs you leverage, interest, or a closing date. Here's the entire process:

TODAY · 5 MINUTES

Apply + send the lien documents

The application plus a copy of the recorded lien and any court documents — that's the file. Send documents to underwriting right after you submit; everything is reviewed together.

WITHIN 48 HOURS

A human underwrites it

A licensed underwriter reviews the lien, the dispute, and your file. Larger or heavily contested liens can require financials — you'll get one checklist, once.

ON APPROVAL

Deposit & release

The surety bond is deposited with the clerk of the district court under §52-142, the lien is released from the property, and your closing, refinance, or draw schedule starts moving again.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. A $100,000 lien means a $115,000 bond under §52-142 — $3,450.

$50,000 lien → $57.5K bond
$1,725
$100,000 lien → $115K bond
$3,450
$500,000 lien → $575K bond
$17,250
About this bond

What it is and who needs it.

What a discharge bond actually does

When a contractor, sub, or supplier records a construction lien, the property itself becomes their security. Until it's resolved, title companies won't close, lenders won't fund, and draws stop. Nebraska's Construction Lien Act lets you swap the property out and a surety bond in — at the lien amount plus 15%.

The lien is then released from the real estate. The dispute itself continues — bonding off a lien is not paying it and not admitting it's valid. Your claimant's rights simply transfer from the property to the bond; if the lienor ultimately proves the claim, the bond pays; if they don't, it expires with the dispute.

That makes this the rare bond bought for leverage: you stop negotiating with your closing date held hostage and start negotiating on the merits of the claim.

Nebraska StatuteNebraska's Construction Lien Act (Neb. Rev. Stat. §52-142) lets any person with an interest in the property release it from a lien by depositing cash or a surety bond — in an amount equal to the lien claim plus fifteen percent — with the clerk of the district court of the county where the lien is recorded. On deposit, the claimant's rights transfer from the real estate to the bond. Your attorney handles the filing; we handle the bond.

You need this bond if you're

A property owner with a lien blocking a sale, refinance, or construction loan draw
A general contractor whose sub's lien is jamming the owner relationship — many GC contracts require you to bond liens off
A developer who needs clean title on a schedule the dispute won't respect
Disputing the lien itself — bonding it off preserves every defense while freeing the property

Five minutes, plus your lien documents.

Submit the application, then send the lien and any court documents to underwriting — a licensed underwriter reviews the full file and responds within 48 hours.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Does bonding off the lien pay the contractor? +
No. The bond substitutes for the property as security — nothing is paid to the lienor when the bond is deposited. The underlying dispute continues exactly as before, except your title is clean. Under §52-142 the claimant's rights transfer from the real estate to the bond; if the lienor eventually proves the claim, the bond responds, and if not, it doesn't.
How is the bond amount set? +
The lien amount plus 15% under Neb. Rev. Stat. §52-142 — a $100,000 lien means a $115,000 bond. That covers the claim plus the statutory cushion. Use that figure in the application; your attorney can confirm the exact number from the recorded lien.
How much does it cost? +
A flat 3% of the bond amount, one time, $275 minimum. A $115,000 bond runs $3,450. The rate is posted and identical for everyone — no surge pricing because you have a closing on Friday.
How fast can this happen? +
Submit the application and the lien/court documents today, and a licensed underwriter responds within 48 hours. Straightforward liens move fastest; large or heavily contested liens can take longer if financials are needed. Depositing the bond with the district court clerk is then your attorney's same-day errand.
Will I need collateral or financials? +
It depends on the size of the lien and the shape of the dispute. Smaller, clearly documented liens are often approved from the application alone; larger or messier ones can require financial statements. Either way you'll get one checklist, once — and a soft credit check that never affects your score.
Does bonding off the lien mean admitting it's valid? +
No. Depositing a discharge bond is expressly not an admission — you keep every defense, offset, and counterclaim you had. Most owners and GCs bond liens off precisely so they can fight them properly.
Related bonds

Other New York bonds.

Get the lien off the title this week.

Five-minute application, flat 3%, underwriter response within 48 hours. Your attorney files; the project moves.

Your premium @ 3%$3,450
Apply now →