MT postsecondary institution bonds.
Flat 3%. Enter your amount.

The student-protection bond a postsecondary school files with the Montana Board of Regents (Office of the Commissioner of Higher Education) as a condition of state authorization. The common amount is $10,000 — and we issue it at a flat 3% with no credit check. Enter the amount your authorization requires and the premium updates.

Filed with the Board of Regents as a condition of authorization to offer postsecondary programs in Montana
Common amount is $10,000 for schools lacking a federal financial-responsibility score of 1.0 — confirm yours with the Commissioner’s office
Flat 3%, no credit pull — enter the required amount and the premium updates
Flat 3%of your bond amount$275minimum premiumNo creditcheck to issue
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How it works

Apply to filed in one sitting.

No underwriting queue for the standard postsecondary bond — enter your amount, pay, and file with the Commissioner’s office. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your institution’s details, the bond amount your authorization required, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with the Office of the Commissioner of Higher Education

Submit the executed bond with your Board of Regents authorization application. Wet-ink originals mailed whenever the office insists on them.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure in your authorization and the premium updates.

$10,000 bond
$300
$25,000 bond
$750
$50,000 bond
$1,500
About this bond

What it is and who needs it.

What the postsecondary bond actually covers

Any institution offering postsecondary degree programs in Montana must obtain prior authorization from the Board of Regents of Higher Education, administered by the Office of the Commissioner of Higher Education under Board of Regents Policy 221. The bond is a student-protection guarantee filed as part of that authorization.

The bond is generally required of schools that lack a federal financial-responsibility composite score of 1.0 or greater — the U.S. Department of Education measure of an institution’s financial health. A school that clears that threshold may not need to post a bond; the Commissioner’s office tells you whether yours does, and at what amount.

The standard figure on the Board of Regents form is $10,000, payable to the State for the benefit of students — it backs tuition and fees if the school fails to deliver the education it was authorized to provide. Enter the amount your authorization names, and we issue the bond at a flat 3% with no credit check.

Board of Regents Policy 221Institutions offering postsecondary degree programs in Montana must be authorized by the Board of Regents of Higher Education under Policy 221, administered by the Office of the Commissioner of Higher Education. A surety bond — the Board of Regents of Higher Education Surety Bond for Postsecondary Educational Institutions — is required of institutions that lack a federal financial-responsibility composite score of 1.0 or greater, in an amount the Commissioner’s office sets (commonly $10,000). Confirm whether a bond is required, and the amount, with the State Authorization office before you buy.

You need this bond if you are

A new postsecondary school seeking Board of Regents authorization to operate in Montana
An out-of-state or online institution enrolling Montana students and required to be authorized here
Below the 1.0 financial-responsibility threshold and asked by the Commissioner’s office to post security
Renewing your authorization and required to keep a current student-protection bond on file

Five minutes, issued on the spot.

Submit the application with the bond amount your authorization required — the executed bond is generated instantly, ready to file with the Commissioner’s office.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Montana postsecondary bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The amount is set by the Office of the Commissioner of Higher Education — the common figure is $10,000, which lands at the $300 premium. Enter your amount and the quote updates.
When is the bond required? +
It’s generally required of institutions that lack a federal financial-responsibility composite score of 1.0 or greater. A school that meets that threshold may not need to post a bond. Confirm with the State Authorization office whether yours does.
Who is it filed with? +
The Montana Board of Regents of Higher Education, administered by the Office of the Commissioner of Higher Education in Helena, as a condition of your authorization to offer postsecondary programs under Policy 221.
Is there a credit check? +
No — the postsecondary bond is issued with no credit pull. Larger bond amounts may get a quick soft-pull review, which never affects your credit score.
What does the bond protect against? +
It protects students — it backs tuition and fees if the institution fails to deliver the authorized education or closes. The bond is held for the benefit of the State and harmed students; if the surety pays a claim, the school repays the surety.
Related bonds

Other New York bonds.

Postsecondary bond, issued today.

Five-minute application, flat 3%, $275 minimum. Enter the amount your authorization required and file the same day.

Your premium @ 3%$300
Apply now →