The City of Missoula requires a fixed $20,000 excavation permit bond before you cut into or excavate within a city street or right-of-way. Ours is $200 flat — set by our carrier's rate book for this bond, the same for every applicant — and the application collects no credit information.
















Permit bonds are the simplest thing in surety. Here's the entire process:
Business details and an effective date. That's the application — no financials, no credit section, no follow-up scavenger hunt.
Permit bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond arrives by email, ready to file with your Missoula excavation / right-of-way permit application. Wet-ink original mailed on request.
The City of Missoula controls work in its streets and rights-of-way. Before a contractor or utility excavates or cuts pavement in the public way, the City conditions the excavation permit on a fixed $20,000 surety bond.
The bond protects the City: if you fail to backfill, compact, and restore the street to Missoula standards — or leave the right-of-way unsafe — the City can recover the cost of completing or correcting the work against the bond, up to the $20,000 penal sum.
It is a three-party guarantee: you (the principal), the surety carrier, and the City of Missoula (the obligee). It is not insurance for you — if the surety pays the City, you repay the surety. Contractors who restore cleanly treat the bond as a permit formality.
These are the actual issuing fields — no credit section, because this bond's application doesn't have one.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$200 flat, five-minute application, bond often issued in the same sitting. Free until issued.