The City of Missoula requires a fixed $20,000 excavation permit bond before you cut into or excavate within a city street or right-of-way. Ours is $600 flat — 3% of the bond amount, the same for every applicant — and there is no credit check on this bond.
















Permit bonds are the simplest thing in surety. Here's the entire process:
Business details and an effective date. That's the application — no financials, no credit check section, no follow-up scavenger hunt.
Permit bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond arrives by email, ready to file with your Missoula excavation / right-of-way permit application. Wet-ink original mailed on request.
$20,000 bond × 3% = $600, one-time per term. Fixed amount, fixed price, multi-year if you want it.
The City of Missoula controls work in its streets and rights-of-way. Before a contractor or utility excavates or cuts pavement in the public way, the City conditions the excavation permit on a fixed $20,000 surety bond.
The bond protects the City: if you fail to backfill, compact, and restore the street to Missoula standards — or leave the right-of-way unsafe — the City can recover the cost of completing or correcting the work against the bond, up to the $20,000 penal sum.
It is a three-party guarantee: you (the principal), the surety carrier, and the City of Missoula (the obligee). It is not insurance for you — if the surety pays the City, you repay the surety. Contractors who restore cleanly treat the bond as a permit formality.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$600 flat, five-minute application, bond often issued in the same sitting. Free until issued.