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St. Louis excavation bonds.
$100 flat.

The City of St. Louis requires a $10,000 excavation bond before it will issue a permit to excavate in the public right of way. Ours is $100 flat, set by our carrier's rate book for this bond. The bond issues the moment you pay — no credit check.

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Required by the City of St. Louis Street Department before an excavation permit is issued
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Fixed amount, fixed price — $10,000 bond, $100, no quote process
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Multi-year terms available — set it once for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a St. Louis excavation bond cost?

$100 at the $10,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

City excavation bonds are about the simplest thing in surety. Here's the whole process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

Fixed-amount permit bonds like this are among the bond types that issue right after purchase.

SAME DAY

File with the City of St. Louis

Your executed bond arrives by email, ready to file with the Street Department for your excavation permit. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the excavation bond actually covers

An excavation permit is required any time work removes a portion of the City of St. Louis public right of way — creating a cavity or an unequal grade with the surrounding pavement. Before it issues that permit, the Street Department requires a $10,000 excavation bond as evidence of financial responsibility.

The bond guarantees your compliance with the City's rules for excavating within city limits and proper restoration of the right of way. If you leave a cut unrestored or damage public infrastructure and the City has to fix it, the City of St. Louis (the obligee) can recover its cost against the bond up to $10,000.

It is not insurance for you — if the surety pays the City, you repay the surety. The excavation bond is separate from the liability insurance the City also requires; we handle the surety bond at a flat $100, with no credit check on the application.

City of St. Louis Street Department (excavation permitting)The City of St. Louis, Missouri requires a $10,000 excavation bond as evidence of financial responsibility before issuing a permit to excavate in the public right of way, administered by the Street Department. The City also requires liability insurance naming the City as additional insured; confirm current requirements on your excavation permit application.

You need this bond if you are

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Pulling a City of St. Louis excavation permit — the bond is filed with the permit
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A utility or telecom contractor opening cuts in St. Louis streets or sidewalks
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A site or sewer contractor excavating within the city right of way
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Renewing an annual permit the City ties to a standing bond
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $10,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the City of St. Louis. Your executed bond arrives by email, ready to file with the Street Department for your excavation permit. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $100 at the $10,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the St. Louis excavation bond?The premium is $100 — set by our carrier's rate book for this fixed $10,000 bond, the same for every excavator. The City set the $10,000, so there is no quote process.
Do I pay the $10,000?No. You pay $100. The $10,000 is the surety's maximum liability to the City if a valid claim is made — not a deposit, and nobody holds your money.
Who requires this bond?The City of St. Louis Street Department requires it as evidence of financial responsibility before issuing an excavation permit. The City also requires liability insurance separately.
Is there a credit check?No credit check: the application collects no credit information. Most applications for fixed-amount permit bonds like this one approve instantly.
When does it renew?The bond must stay active while your permit is open. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

St. Louis excavation bond today.

$100 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$100
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