City of St. Charles contractor license bonds.
$100 flat.
The City of St. Charles requires a $10,000 bond to license a contractor or subcontractor working inside the city. Ours is $100 flat, issued instantly. No credit check. Note this is the city license — St. Charles County runs a separate one.
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How much does a City of St. Charles contractor license bond cost?
$100 at the $10,000 amount, the same for every applicant.
Three steps. One sitting.
Your City of St. Charles contractor license is waiting on this bond. Here's the entire process:
Apply online
Business details and an effective date. That is the application. No credit check.
Pay & e-sign
Contractor license bonds like this issue right after purchase.
File with the City of St. Charles
Your executed bond arrives by email, ready to file with the City of St. Charles alongside your contractor license application. Wet-ink original mailed on request.
What it is and who needs it.
What the contractor bond actually guarantees
The City of St. Charles licenses contractors and subcontractors working inside the city and conditions that license on a $10,000 surety bond. The bond is a public-protection guarantee that your permitted work follows the city's building and licensing codes.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of St. Charles (the obligee), with the public protected. If a contractor performs substandard work, violates city code, or fails to obtain required permits, a harmed party can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Note the City of St. Charles and St. Charles County are separate obligees with separate $10,000 bonds; if you work in both, you carry both.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $10,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The carrier issues this bond for a term it sets; the term cannot be changed at checkout.
Renewal falls on the statutory date, June 30, in the year your term ends.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the City of St. Charles. Your executed bond arrives by email, ready to file with the City of St. Charles alongside your contractor license application. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $100 at the $10,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
One application, issued instantly.
These are the actual issuing fields. No credit check.
Start the application →Common questions.
Other Missouri bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
The City of St. Charles is waiting on one document.
$100 flat, no credit check, bond often issued in the same sitting. Free until issued.