Missouri probate bonds.
Before the court grants your letters.
Before Missouri issues letters to an executor, administrator, guardian, or conservator, the fiduciary usually must post a bond.
Under RSMo §473.157 it secures the faithful performance of the fiduciary’s duties to the estate.
The court sizes the penal sum to the estate, so the bond is underwritten, not flat-rated.
Tell us the estate value and a specialist quotes it, usually within one business day.
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From appointment to letters.
The probate division will not issue letters until the bond is filed. Here is the whole path:
Tell us about the estate
The court and case, your role (executor, administrator, guardian, or conservator), and the estate value the court has set. That is the whole application.
A specialist underwrites it
A fiduciary-bond underwriter reviews the estate and your profile. Larger estates may involve a soft credit check or collateral; we tell you what up front.
Quote, e-sign & file
You receive a firm quote and the executed bond on the probate division’s form, ready to file so the court can issue your letters.
What it is and who needs it.
What a fiduciary bond protects
When the court puts someone in charge of money that isn’t theirs — a deceased person’s estate, a minor’s inheritance, an incapacitated adult’s assets — it wants a backstop. A probate (fiduciary) bond guarantees the executor, administrator, guardian, or conservator handles those assets honestly and accounts for them.
Under RSMo §473.157, before letters testamentary or of administration are granted, the personal representative must give bond to the State of Missouri. The bond secures the faithful performance of the fiduciary’s duties; for conservators, §475.100 imposes a parallel requirement.
The court sizes the penal sum to the estate — typically the value of the personal property plus the income expected during administration. Because that figure is estate-specific, the bond is individually underwritten, not flat-rated. A will or the court can waive bond in some cases.
You need this bond if you’re
Tell us the estate value the court set.
The court and case, your fiduciary role, and the penal sum the court named. A specialist underwrites it and returns a quote — usually within one business day. Larger estates may add a collateral conversation, which we flag up front.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
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Other New York bonds.
Waiting on letters from the probate division?
Send us the court, your role, and the estate value. A fiduciary-bond specialist underwrites it and returns a quote — usually within one business day.