Missouri Bricklayers Local 1 bonds.
From $100.

A masonry contractor who signs the collective bargaining agreement with Bricklayers and Allied Craftworkers Local Union No. 1 of Missouri must post a wage and trust fund bond for covered wages and contributions. The local sets the amount from your anticipated covered payroll; premiums cost 4% of the bond amount, $100 minimum.

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Required by Bricklayers and Allied Craftworkers Local Union No. 1 of Missouri as a term of its collective bargaining agreement — not a Missouri statute

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Guarantees payment into the union’s pension, welfare, and apprenticeship trust funds and covered wages owed to bricklayers you employ

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4% of the bond amount, $100 minimum — enter the figure the local set and see your exact price at application

4% rate$100 minimum premiumSoft pull onlynever a hard inquiryFastinstant underwriting for most

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Price

How much does a Missouri Bricklayers Local 1 bond cost?

4% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

The bond form comes from Local No. 1 on a case-by-case basis; the application itself is short. Enter your amount, consent to a soft pull, and file with the local. Here is the whole thing:

TODAY · ONLINE

Apply online

Your company details, the bond amount Local No. 1 set for your anticipated covered payroll, and a one-time consent to a soft credit pull — no hard inquiry ever runs.

INSTANTLY

Approved

Most wage and trust fund bonds at this size clear instantly. Pricing is 4% of the bond amount, $100 minimum. Larger requested amounts may get a brief review.

SAME DAY

File with the local

Your executed bond and power of attorney arrive by email, ready to file with Bricklayers Local No. 1 as required by the collective bargaining agreement. Wet-ink originals mailed on request.

About this bond

What it is and who needs it.

What the wage and trust fund bond actually guarantees

A wage and trust fund bond is a condition of the collective bargaining agreement between a signatory masonry contractor and Bricklayers and Allied Craftworkers Local Union No. 1 of Missouri, headquartered in St. Louis. It is not a Missouri statute — it is a private contractual requirement the union imposes as a condition of the CBA.

It is a three-party arrangement: you (the contractor and principal), the surety carrier, and the union trust funds (the obligee). If a signatory contractor fails to remit the wages, dues checkoff, or contributions owed to the pension, welfare, and apprenticeship trust funds the CBA covers, the union can claim against the bond for the shortfall, and the contractor then owes the surety.

There is no single required amount — the local fixes a sum from your anticipated covered payroll and provides the bond form directly, on a case-by-case basis. Enter the figure Local No. 1 gave you; your premium is priced at 4% of that amount, $100 minimum, after a one-time soft credit consent that does not affect your score.

Bricklayers and Allied Craftworkers Local Union No. 1 of Missouri — collective bargaining agreement, not a Missouri statuteThis bond is required by Bricklayers and Allied Craftworkers Local Union No. 1 of Missouri as a term of its collective bargaining agreement with signatory masonry contractors, not by a state statute or ordinance. The bond guarantees payment of covered wages and contributions to the union’s pension, welfare, supplemental pension, and apprenticeship trust funds. Confirm your required amount and the trust funds covered directly with Local No. 1 before applying.

You need this bond if you are

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A masonry contractor signing the CBA with Bricklayers Local No. 1 of Missouri for the first time

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Renewing your signatory status and the local has updated your required bond amount

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Bidding a St. Louis-area project that requires bonded, signatory bricklaying subcontractors

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Adding covered payroll that has increased the amount Local No. 1 requires you to post

After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the local. Your executed bond and power of attorney arrive by email, ready to file with Bricklayers Local No. 1 as required by the collective bargaining agreement. Wet-ink originals mailed on request.

What sets the price

The premium is 4% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

One soft credit pull, never a hard inquiry, and it never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. The pull never affects your score, and your price — 4% of the bond amount, $100 minimum — is set at application.

Start the application →

FAQ

Common questions.

How much is the Bricklayers Local 1 wage and trust fund bond?Premiums cost 4% of the bond amount, with a $100 minimum. The amount itself is set by Bricklayers and Allied Craftworkers Local Union No. 1 of Missouri from your anticipated covered payroll — there is no single fixed figure. Enter the amount the local gave you and your exact price appears at the application.

What amount should I enter?The figure Bricklayers Local No. 1 provided when you signed the collective bargaining agreement, based on your anticipated covered payroll. If you are unsure, contact the local directly before applying — they issue the bond form case-by-case.

What does the bond guarantee?It guarantees that a signatory contractor pays the wages, union dues checkoff, and contributions the collective bargaining agreement requires into the local’s pension, welfare, supplemental pension, and apprenticeship trust funds. If the contractor fails to pay, the union can claim against the bond for the shortfall.

Where do I file it?With Bricklayers and Allied Craftworkers Local Union No. 1 of Missouri, as the CBA requires of a signatory contractor. Your executed bond arrives by email, ready to submit; wet-ink originals are mailed on request.

Is there a credit check?Yes: one soft credit pull, never a hard inquiry, and it never affects your score. Pricing itself is 4% of the bond amount, $100 minimum.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

Related bonds

Other Missouri bonds.

Price and requirements checked on the carrier’s application, 8 October 2026. Page updated 12 October 2026.

Sign the CBA without the bond holdup.

4% of the bond amount, $100 minimum, soft pull only. Enter the amount Local No. 1 set and file the same day.

Start application

Missouri Bricklayers Local 1 bonds.From $100.