MS unemployment fund bonds.
Flat 3%. Enter your amount.
The Mississippi Department of Employment Security can require a reimbursing employer to post a bond securing the unemployment benefit costs it owes the trust fund. MDES sets the amount on your notice, and we issue it at a flat 3% with a soft credit pull only — enter the amount required and the premium updates.
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Apply to filed in one sitting.
Enter the amount MDES set, consent to a soft credit pull, and file. Here's the whole thing:
Apply online
Your business details, the bond amount MDES required, the effective date, and a one-time consent to a soft credit pull — that is the entire application.
Reviewed & approved
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
File with MDES
Receive the executed bond ready to file with the Department of Employment Security. Wet-ink originals mailed whenever the department insists.
The whole pricing page.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure on your MDES notice and the premium updates.
What it is and who needs it.
What the unemployment fund bond actually covers
Most Mississippi employers pay unemployment taxes (contributions) into the state trust fund. But certain employers — typically nonprofits and government entities — can elect to be reimbursing employers instead, repaying the fund dollar-for-dollar for benefits actually paid to their former workers. The Mississippi Department of Employment Security can require those employers to post security.
The bond secures the reimbursable benefit amounts you owe the trust fund. It's a financial backstop: if a reimbursing employer fails to repay the benefits charged to its account, MDES can recover against the bond so the fund isn't left short.
It's a three-party arrangement: you (the principal), the surety carrier, and MDES (the obligee). The amount is set by MDES based on your benefit exposure — and if the surety pays a claim, you repay the surety. Enter the amount required and we issue it at a flat 3% with a soft credit pull only.
You need this bond if you are
Five minutes, soft pull only.
Submit the application with the bond amount MDES set and a one-time consent to a soft credit pull — your bond is typically issued within 1–2 business days.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the Mississippi unemployment fund bond? +
Who has to post this bond? +
Is there a credit check? +
What does the bond protect against? +
What amount should I enter if I'm not sure? +
Other New York bonds.
Unemployment fund bond, issued this week.
Five-minute application, flat 3%, $275 minimum, soft pull only. Enter the amount MDES set and file in 1–2 business days.