MN residential roofer bonds.
$450 flat. Soft pull.

Minnesota requires a licensed residential roofer to file a $15,000 bond with the Department of Labor and Industry under Minn. Stat. 326B.802 / 326B.0892. Ours is $450 flat — 3% of the bond amount, identical for every roofer. One soft credit pull, e-signed in 1–2 business days.

Required for your MN residential roofer license — Department of Labor and Industry
Fixed amount, fixed price — $15,000 bond, $450, no quote theater
Soft credit pull only — never affects your score, and the rate stays 3% either way
A-ratedA.M. Best carriers1–2 daystypical issuance1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to licensed.

Your roofer license is waiting on this bond. Here is the entire process — no broker phone tag:

TODAY · 5 MINUTES

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the Department of Labor and Industry

Pay online and receive the executed bond and power of attorney, ready to file with your residential roofer license application. Wet-ink originals mailed whenever the state insists.

The whole pricing page.

$15,000 bond × 3% = $450, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$450
2-year term
$900
3-year term
$1,350
About this bond

What it is and who needs it.

What the bond actually guarantees

Minnesota licenses residential roofers through the Department of Labor and Industry. A residential roofer is a person who, as an independent business, contracts to repair, alter, or perform residential roofing work but is not a licensed residential building contractor — and the license is conditioned on a $15,000 surety bond under Minn. Stat. 326B.802.

The bond is a consumer-protection guarantee. Under Minn. Stat. 326B.0892, it runs to the state for the benefit of any person who suffers a loss because the roofer fails to comply with the licensing law — so a homeowner harmed by an unlicensed-style failure or law violation can recover against it.

It is not insurance for you: if the surety pays a claim, you repay the surety. Roofers who pull permits, do good work, and follow the licensing law treat the bond as a license formality, not a risk. We run one soft credit pull — it never affects your score, and the rate stays a flat 3% regardless.

Minn. Stat. 326B.802 / 326B.0892 (Department of Labor and Industry)Minn. Stat. 326B.802 defines and licenses residential roofers through the Department of Labor and Industry, and Minn. Stat. 326B.0892 sets the license bond at $15,000, running to the state for the benefit of any person who suffers a loss from the licensee’s failure to comply with the licensing law. Confirm your filing details on your DLI license application.

You need this bond if you are

Applying for a MN residential roofer license — the bond is filed with your application
A roofing contractor that is not a licensed residential building contractor
Renewing your roofer license and your current bond is expiring or non-renewing
Moving to Minnesota from another state and getting your roofer license here

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Do I pay the $15,000? +
No. You pay $450 — the flat 3% of the bond amount. The $15,000 is the surety’s maximum liability to the state and harmed homeowners; it is not a deposit, and nobody holds your money.
Who requires this bond? +
The Minnesota Department of Labor and Industry requires it as a condition of a residential roofer license under Minn. Stat. 326B.802. No active bond, no license.
What does the bond guarantee? +
That you comply with Minnesota’s residential roofer licensing law. Under Minn. Stat. 326B.0892 the bond runs to the state for the benefit of anyone who suffers a loss from your failure to comply — and if the surety pays, you repay the surety.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It is the only extra step beyond the application, and it informs approval, not price. The rate is a flat 3% either way: credit can affect whether we approve the bond, never what it costs.
When does it renew? +
Terms run 1, 2, or 3 years — your choice at purchase. You’ll get renewal notices 60 and 30 days before expiration, with autopay available, and the bond must stay active for your roofer license to stay valid.
Related bonds

Other New York bonds.

The Department of Labor and Industry is waiting on one document.

$450 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$450
Apply now →