Before you cut a street, open a trench, or otherwise work in the public right of way in Minneapolis, the City of Minneapolis Public Works department requires a surety bond tied to your right-of-way or excavation permit. The City sets the amount; we issue it at a flat 3% with one soft credit pull.
















No broker phone tag for a right-of-way bond — enter your amount, consent to a soft pull, and file with the City. Here is the whole thing:
Your business details, the bond amount Public Works set, and the effective date — plus a one-time consent to a soft credit pull. That is the application.
Most clear quickly; if underwriting needs anything, an underwriter reaches out within 48 hours. The soft pull never affects your score.
Receive the executed bond ready to file with your right-of-way or excavation permit at Minneapolis Public Works. Wet-ink originals mailed on request.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure on your Minneapolis permit and the premium updates.
The City of Minneapolis manages its streets, sidewalks, alleys, and boulevards as public right of way through its Public Works department. Anyone excavating or obstructing that right of way — utility contractors, excavators, pavers, house movers — works under a City permit, and the City conditions that permit on a surety bond.
The bond is a restoration-and-compliance guarantee running to the City: it stands behind your obligation to restore the pavement, sidewalk, and boulevard you disturb to City standards, to follow the permit conditions, and to leave the right of way whole. If you don't, the City can recover its repair costs against the bond.
It's a three-party arrangement — you (the principal), the surety carrier, and the City of Minneapolis (the obligee). It is not insurance for you: if the surety pays the City, you repay the surety. Contractors who restore cleanly treat the bond as a permit formality.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Enter the amount the City set and submit.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Five-minute application, flat 3%, $275 minimum, soft pull only. Enter the amount Public Works set and file with your permit.