Minnesota lost instrument bonds.
We size, underwrite & quote it.
Lost a cashier’s check, stock certificate, or note? Get it reissued.
A lost instrument bond indemnifies the issuer that replaces it.
The penal sum tracks the value of the instrument — and we underwrite it.
A surety specialist reviews your file and returns a quote, usually within one business day.
Trusted by industry leaders
Built for the reissue request.
The bank, transfer agent, or maker won’t reissue the instrument until the bond is in their hands. Here is the whole process:
Send us the file
Apply online with the instrument described, its value, the issuer’s requirements, and how it was lost. The value drives the penal sum — often a multiple the issuer sets.
A surety specialist underwrites it
A specialist reviews the file, your credit and finances, and any collateral, then returns a quote. The amount follows the issuer’s requirement — underwriting decides approval and collateral.
Execute & deliver
Once you bind, we issue the executed bond on the issuer’s required form with the power of attorney attached, ready to deliver so the instrument can be reissued.
What it is and who needs it.
What a lost instrument bond secures
When a negotiable instrument — a cashier’s check, stock certificate, bond, or promissory note — is lost, stolen, or destroyed, the issuer can reissue it, but only against a bond that protects them from the original surfacing later.
The lost instrument bond indemnifies the issuer: if the missing instrument turns up in the hands of someone entitled to enforce it, and the issuer has to honor it twice, the bond makes the issuer whole. The surety then looks to you to repay it.
Because the surety stands behind the instrument’s value, the bond is underwritten on your credit and finances, and a high-value instrument can require collateral. We tell you what a given file needs before you commit.
You need this bond if you’re
The application takes about ten minutes.
These are the actual underwriting fields — the instrument and its value, how it was lost, the issuer’s requirements, and your financials. Submit once and a surety specialist reviews everything together and returns a quote, typically within one business day. Free until your bond is issued.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
What is a lost instrument bond? +
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Other New York bonds.
Get the instrument reissued.
Send us the instrument and its value, and a surety specialist sizes, underwrites, and quotes the bond — typically within one business day. Free until your bond is issued.