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St. Clair Shores cutter bonds.
$100 flat.

The City of St. Clair Shores requires a $1,000 surety bond from contractors who cut asphalt, concrete, or curb in the public right-of-way — ours is $100 flat, the price our carrier's rate book sets for this bond. The bond issues the moment you pay — no credit check.

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Required by the City of St. Clair Shores to cut City asphalt, concrete, or curb
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Fixed price, fixed amount — $1,000 bond, $100, no quote process
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Multi-year terms available — set it once, file it with the City
$100flat premiumInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a St. Clair Shores cutter bond cost?

$100 at the $1,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

Municipal license bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

Small fixed-amount municipal bonds like this issue right after purchase.

SAME DAY

File with St. Clair Shores

Your executed bond and power of attorney arrive by email, ready to file with the City of St. Clair Shores' Public Works / Engineering department. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

A cutter bond is a restoration guarantee to the City of St. Clair Shores. When you saw-cut City asphalt, concrete, or curb, you open the public surface — the City wants a financial backstop that you'll restore the pavement to City standard and not leave a hazard behind.

It's a three-party arrangement: you (the principal), the surety carrier, and the City of St. Clair Shores (the obligee). If you fail to properly restore a cut or you damage City property, the City can recover its repair costs against the bond up to $1,000.

The bond stays active while you hold the City cutting privilege. Let it lapse and the City can pull your ability to cut pavement — so we track it and notify you 60 and 30 days out, keeping your $1,000 filing continuous.

City of St. Clair Shores — Public Works / EngineeringThe City of St. Clair Shores requires a $1,000 surety bond from contractors who cut asphalt, concrete, or curb in the City as a condition of the cutting permit; the bond amount and terms are set by the City of St. Clair Shores Public Works / Engineering department. We have not cited a specific section number because the City code provision is not published in a verifiable form online — confirm the filing details with the City.

You need this bond if you're

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A contractor cutting City asphalt, concrete, or curb in St. Clair Shores
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Installing or repairing driveways and approaches that require cutting the public surface
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A utility or excavation contractor opening pavement under a City permit
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Renewing your St. Clair Shores cutting privilege and your bond is expiring
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $1,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with St. Clair Shores. Your executed bond and power of attorney arrive by email, ready to file with the City of St. Clair Shores' Public Works / Engineering department. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $100 at the $1,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the St. Clair Shores cutter bond?The premium is $100 — the price our carrier's rate book sets for this bond. The $1,000 amount is set by the City; there is no percentage math and no quote process.
Do I pay the $1,000?No. You pay $100. The $1,000 is the surety's maximum liability if the City of St. Clair Shores makes a valid claim against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?Small fixed-amount municipal bonds like this issue right after purchase for most applicants — many have the bond in the same sitting.
Is there a credit check?No credit check: the application collects no credit information.
Where do I file it?With the City of St. Clair Shores' Public Works / Engineering department, as a condition of your cutting permit. We issue the executed bond by email, ready to file.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

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Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Get cutting in St. Clair Shores today.

$100 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$100
Apply now →