The City of St. Clair Shores requires a $1,000 surety bond from contractors who cut asphalt, concrete, or curb in the public right-of-way — ours is $100 flat, the price our carrier's rate book sets for this bond. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.
















Municipal license bonds are the simplest thing in surety. Here's the entire process:
Business details and an effective date. That's the application — no financials, and the application collects no credit information.
Small fixed-amount municipal bonds like this issue right after purchase. At most, 1–2 business days.
Your executed bond and power of attorney arrive by email, ready to file with the City of St. Clair Shores' Public Works / Engineering department. Wet-ink original mailed on request.
A cutter bond is a restoration guarantee to the City of St. Clair Shores. When you saw-cut City asphalt, concrete, or curb, you open the public surface — the City wants a financial backstop that you'll restore the pavement to City standard and not leave a hazard behind.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of St. Clair Shores (the obligee). If you fail to properly restore a cut or you damage City property, the City can recover its repair costs against the bond up to $1,000.
The bond stays active while you hold the City cutting privilege. Let it lapse and the City can pull your ability to cut pavement — so we track it and notify you 60 and 30 days out, keeping your $1,000 filing continuous.
These are the actual issuing fields — no credit section, because this bond doesn't have one.
Start the application →$100 flat, no credit review, bond often issued in the same sitting. Free until issued.