Michigan replevin bonds.
We size, underwrite & quote it.

Recover personal property that’s being wrongfully held — before the case is decided.
Claim and delivery requires a bond, twice the value of the goods stated in the complaint.
The penal sum tracks the property, so we underwrite it rather than flat-rate it.
A surety specialist reviews your file and returns a quote, usually within one business day.

Required to obtain possession pending judgment under MCR 3.105
Penal sum is twice the value of the property stated in the complaint
Underwritten on your file; collateral may apply to a large penal sum
Underwrittenvalue sets the amountA-ratedA.M. Best carriers1 business daytypical specialist reply
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NYCEDC
BDG
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Triple Five
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NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Built to get possession moving.

In claim and delivery, the bond is usually the gating step before the court orders possession. Here is the whole process:

TODAY · 10 MINUTES

Send us the file

Apply online with the complaint, a description of the property, and its value. That value drives the penal sum the rule requires — twice the value stated in the complaint.

WITHIN 1 BUSINESS DAY

A surety specialist underwrites it

A specialist reviews the complaint, your financials, and any collateral, then returns a quote. The penal sum is set by the rule and the property value — underwriting decides approval and collateral.

ON APPROVAL

Execute & file

Once you bind, we issue the executed bond on the court’s required form (SCAO MC 38) with the power of attorney attached, ready to file so the court can order possession.

About this bond

What it is and who needs it.

Why claim and delivery needs a double bond

Replevin — called claim and delivery in Michigan — lets you recover specific personal property (a vehicle, equipment, inventory) that someone is wrongfully holding, before the lawsuit ends.

Because the property changes hands before a judge decides who is right, MCR 3.105 requires the party seeking possession to post a bond that protects the other side if the seizure turns out to be wrong. That is why the penalty is twice the value of the property stated in the complaint.

The value stated in the complaint sets the bond amount, not the merits. Because the amount tracks the property, the surety underwrites the file and may require collateral on a large penal sum. We tell you what your file needs before you commit.

Michigan RuleMCR 3.105 governs claim and delivery (replevin) in Michigan. To obtain possession of the property pending judgment, the moving party must file a bond, with sureties approved by the court, in an amount equal to twice the value of the property as stated in the complaint, conditioned to protect the opposing party if it is later determined the claim-and-delivery action was wrongly brought. The value stated in the complaint is used only to set the amount of the bond and not as an admission of value. The Michigan SCAO claim-and-delivery bond is form MC 38.

You need this bond if you’re

A secured lender or lessor recovering a vehicle, equipment, or collateral on a defaulted agreement
A business reclaiming inventory, machinery, or goods being wrongfully withheld
An owner of personal property seeking its return before the case is decided
Counsel for a plaintiff who needs the bond filed so the court can order possession

The application takes about ten minutes.

These are the actual underwriting fields — the complaint, the property and its value, your business, and your financials. Submit once and a surety specialist returns a quote, typically within one business day. Free until your bond is issued.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

What is a Michigan replevin bond? +
It is the security a party files to recover personal property before judgment in a claim-and-delivery action. Under MCR 3.105, obtaining possession pending judgment requires a bond — twice the value of the property stated in the complaint — conditioned to protect the other party if the action was wrongly brought.
How much does it cost? +
It is underwritten, not flat-rated. The penal sum is set by the rule and the property value — twice the value of the property as stated in the complaint. A surety specialist reviews your file and any collateral and returns a premium quote, usually within one business day.
Why is the bond twice the value of the property? +
Because the property changes hands before a judge rules. MCR 3.105 sets the bond at twice the value stated in the complaint so the opposing party is protected if the seizure turns out to be wrongful. The stated value sets the bond amount, not the merits of the case.
Will I need collateral? +
Sometimes, especially on a high-value penal sum. Because the surety guarantees the opposing party’s damages, a large bond may require collateral and financials. We tell you what your specific file needs before you commit.
How fast can the bond be issued? +
A specialist typically returns a quote within one business day of a complete application. Once you bind and any collateral is in place, the executed bond issues on the court’s form (SCAO MC 38), ready to file so the court can order possession.
Related bonds

Other New York bonds.

Recover your property before judgment.

Send us the complaint and the property value and a surety specialist sizes, underwrites, and quotes the bond — typically within one business day. Free until your bond is issued.

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