Recover personal property that’s being wrongfully held — before the case is decided.
Claim and delivery requires a bond, twice the value of the goods stated in the complaint.
The penal sum tracks the property, so we underwrite it rather than flat-rate it.
A surety specialist reviews your file and returns a quote, usually within one business day.
















In claim and delivery, the bond is usually the gating step before the court orders possession. Here is the whole process:
Apply online with the complaint, a description of the property, and its value. That value drives the penal sum the rule requires — twice the value stated in the complaint.
A specialist reviews the complaint, your financials, and any collateral, then returns a quote. The penal sum is set by the rule and the property value — underwriting decides approval and collateral.
Once you bind, we issue the executed bond on the court’s required form (SCAO MC 38) with the power of attorney attached, ready to file so the court can order possession.
Replevin — called claim and delivery in Michigan — lets you recover specific personal property (a vehicle, equipment, inventory) that someone is wrongfully holding, before the lawsuit ends.
Because the property changes hands before a judge decides who is right, MCR 3.105 requires the party seeking possession to post a bond that protects the other side if the seizure turns out to be wrong. That is why the penalty is twice the value of the property stated in the complaint.
The value stated in the complaint sets the bond amount, not the merits. Because the amount tracks the property, the surety underwrites the file and may require collateral on a large penal sum. We tell you what your file needs before you commit.
These are the actual underwriting fields — the complaint, the property and its value, your business, and your financials. Submit once and a surety specialist returns a quote, typically within one business day. Free until your bond is issued.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Send us the complaint and the property value and a surety specialist sizes, underwrites, and quotes the bond — typically within one business day. Free until your bond is issued.