Michigan requires every licensed professional investigator or investigator agency to file a $10,000 bond, conditioned for the faithful and honest conduct of the business. Ours is $300 flat — 3% of the bond amount, identical for everyone.
















License bonds are the simplest thing in surety. Here's the entire process:
Business details and an effective date. That's the application — no financials, no credit check section, no follow-up scavenger hunt.
License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond and power of attorney arrive by email, ready to file with your LARA professional investigator license application or renewal. Wet-ink original mailed on request.
$10,000 bond × 3% = $300, one-time per term. Fixed amount, fixed price, multi-year if you want it.
Michigan licenses professional investigators and investigator agencies under the Professional Investigator Licensure Act (Act 285 of 1965), administered by LARA. The license is conditioned on a $10,000 bond, executed and filed with the department, conditioned for the faithful and honest conduct of the business.
It's a guarantee that backs your conduct: under MCL 338.829, any person injured by a willful, malicious, and wrongful act of the licensee may bring an action on the bond in their own name to recover damages. The investigator is the principal, the surety stands behind the bond, and the public is protected.
It is not insurance for you — if the surety pays a claim, you repay the surety. The act also allows a qualifying liability insurance policy in lieu of the bond; most investigators choose the bond because it is the cheapest way to satisfy the requirement. The bond must stay active for the life of your license.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$300 flat, five-minute application, bond often issued in the same sitting. Free until issued.