Michigan probate & fiduciary bonds.
We size, underwrite & quote it.
Before the court lets a fiduciary act, it often requires a bond.
It guarantees you’ll administer the estate honestly and according to law.
The bond is set to the size of the estate — and we underwrite it.
A surety specialist reviews your file and returns a quote, usually within one business day.
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When bond is required, the court won’t let the fiduciary act until it’s filed and approved — so the bond is usually the last step before you can begin. Here is the whole process:
Send us the file
Apply online with the order or petition setting the bond, the estate’s value, and the fiduciary’s details. The estate size and any restricted assets drive the penal sum.
A surety specialist underwrites it
A specialist reviews the file, a personal credit check, and any financials, then returns a quote. The amount is set by the statute and the court — underwriting decides approval and any collateral on a large estate.
Execute & file
Once you bind, we issue the executed bond on the court’s required form, ready for the register or court to approve so you can act.
What it is and who needs it.
What a fiduciary bond protects
When the court appoints you to handle someone else’s money — as the personal representative of an estate, or a conservator or guardian for a protected person — it often requires a bond before you can act.
The fiduciary bond guarantees that you perform your duties according to law: that you inventory the assets, account honestly, and don’t misuse the estate. If you breach those duties, the bond makes the estate or protected person whole — and the surety looks to you to repay it.
Because the surety stands behind the estate, the bond is underwritten on your personal credit and finances, and a large estate can require collateral or restricted-asset arrangements. We tell you what your file needs before you commit.
You need this bond if you’re
The application takes about ten minutes.
These are the actual underwriting fields — the estate, the bond amount the court set, the fiduciary, and your finances. Submit once and a surety specialist returns a quote, typically within one business day. Free until your bond is issued.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
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Other New York bonds.
Get bonded so the court can let you act.
Send us the estate details and the amount the court set, and a surety specialist sizes, underwrites, and quotes the bond — typically within one business day. Free until your bond is issued.