Michigan installation provider bonds.
From $100.
The flooring retailer Lumber Liquidators, Inc. requires an independent installer joining its installation provider program to post a surety bond backing the provider agreement it signs. The obligee is the company, not the State of Michigan. Premiums cost 0.5% of the bond amount, $100 minimum.
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How much does a Michigan installation provider bond cost?
0.5% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
Onboarding paperwork stalls until the bond lands, so this one is built to move: enter the amount, pay, and send the executed bond back to the program. Here is the whole thing:
Apply online
Your business details, the bond amount the program named, and an effective date. That is the application. No credit check up to $100,000.
Issued
No credit check up to $100,000, and most applications approve instantly.
Send it to the program
Your executed bond and power of attorney arrive by email, ready to attach to your installation provider onboarding packet. Wet-ink original mailed on request.
What it is and who needs it.
What the installation provider bond actually covers
A national flooring retailer sells the material and then routes the installation to independent contractors, not employees. That structure is efficient and it is also the retailer’s exposure: the customer bought from the store, so a botched subfloor, a missed appointment or an abandoned job becomes the store’s problem. The installation provider bond is how the program manages that — a surety’s promise, in a stated amount, that the installer will perform the provider agreement it signed and do the work in line with the state and local law governing it.
The three parties are the usual ones with an unusual middle: you are the principal, the surety carrier stands behind you, and Lumber Liquidators, Inc. is the obligee — the party that can make a claim. The retailer sets the penal sum; it is not a figure any Michigan agency publishes, so take it from your onboarding paperwork. Corporate naming has moved around in recent years — the business traded as LL Flooring before returning to the Lumber Liquidators name in 2024 — so check that the obligee on your bond matches the entity named in your agreement exactly.
The bond is not a substitute for a Michigan contractor license, and it does not create one. If your installation work is residential, Michigan licenses the trade through LARA’s residential builder and maintenance & alteration contractor scheme: MCL 339.2404(3) lists the crafts a maintenance and alteration license can be issued for, including carpentry and tile and marble work — the two that most often cover flooring installation. It is not insurance for you: if the surety pays a claim, you repay the surety.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
Issued. No credit check up to $100,000, and most applications approve instantly.
What sets the price
The premium is 0.5% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual issuing fields. No credit check up to $100,000.
Start the application →Common questions.
Other Michigan bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Provider onboarding waiting on one bond.
Enter the amount the program named, see your exact price at the application, and send the executed bond back the same day. Free until issued.