The flooring retailer Lumber Liquidators, Inc. requires an independent installer joining its installation provider program to post a surety bond backing the provider agreement it signs. The obligee is the company, not the State of Michigan — this is a private contract requirement. Premiums cost 0.5% of the bond amount, $100 minimum; the application collects no credit information, and most applications approve instantly.
















Onboarding paperwork stalls until the bond lands, so this one is built to move: enter the amount, pay, and send the executed bond back to the program. Here is the whole thing:
Your business details, the bond amount the program named, and an effective date. That is the entire application — no financials, no credit section.
The application collects no credit information, and most applications approve instantly. If a check ever runs, it is a soft pull that will not touch your score.
Your executed bond and power of attorney arrive by email, ready to attach to your installation provider onboarding packet. Wet-ink original mailed on request.
A national flooring retailer sells the material and then routes the installation to independent contractors, not employees. That structure is efficient and it is also the retailer’s exposure: the customer bought from the store, so a botched subfloor, a missed appointment or an abandoned job becomes the store’s problem. The installation provider bond is how the program manages that — a surety’s promise, in a stated amount, that the installer will perform the provider agreement it signed and do the work in line with the state and local law governing it.
The three parties are the usual ones with an unusual middle: you are the principal, the surety carrier stands behind you, and Lumber Liquidators, Inc. is the obligee — the party that can make a claim. The retailer sets the penal sum; it is not a figure any Michigan agency publishes, so take it from your onboarding paperwork. Corporate naming has moved around in recent years — the business traded as LL Flooring before returning to the Lumber Liquidators name in 2024 — so check that the obligee on your bond matches the entity named in your agreement exactly.
The bond is not a substitute for a Michigan contractor licence, and it does not create one. If your installation work is residential, Michigan licenses the trade through LARA’s residential builder and maintenance & alteration contractor scheme: MCL 339.2404(3) lists the crafts a maintenance and alteration licence can be issued for, including carpentry and tile and marble work — the two that most often cover flooring installation. It is not insurance for you: if the surety pays a claim, you repay the surety.
These are the actual issuing fields — no credit section, because this application does not collect credit information.
Start the application →Enter the amount the program named, see your exact price at the application, and send the executed bond back the same day. Free until issued.