Michigan JAC Plumbing & Pipefitting bonds.
From $100.
A plumbing or pipefitting contractor signatory to the Plumbing and Pipefitting Industry in the Detroit Area agreement posts this bond to guarantee the wages and welfare-fund contributions it owes. It is a collective bargaining obligation, not a Michigan license requirement. Premiums cost 4% of the bond amount, $100 minimum.
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How much does a Michigan JAC Plumbing & Pipefitting bond cost?
4% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
Signatory paperwork usually has a deadline attached, so this one is built to move: enter the amount, pay, and send the executed bond to the fund office. Here is the whole thing:
Apply online
Your company details, the bond amount your agreement names, an effective date, and the credit consent that authorizes a soft pull. That is the application.
Issued
Most applications approve instantly. The credit consent authorizes a soft inquiry that never affects your score, and no hard inquiry ever runs on this bond.
Send it to the fund office
Your executed bond and power of attorney arrive by email, ready to go to the Detroit-area plumbing & pipefitting wage and welfare fund office. Wet-ink original mailed on request.
What it is and who needs it.
What the wage & welfare bond actually guarantees
The JAC — Plumbing and Pipefitting Industry in the Detroit Area is the joint labor-management trust that administers wage, health, and pension welfare funds for signatory plumbing and pipefitting contractors and their unionized tradespeople in the Detroit area. When a contractor signs the governing agreement, it agrees to pay negotiated wages plus hourly contributions into those trust funds.
Those wages and contributions are not the contractor’s money to hold. ERISA § 515, 29 U.S.C. § 1145, makes an employer that is obligated to contribute to a multiemployer plan under a collectively bargained agreement pay in accordance with that agreement, and 29 U.S.C. § 1132(g)(2) puts real teeth behind a successful collection suit — unpaid contributions, interest, liquidated damages, and the funds’ attorney fees and costs. Joint trust funds sue delinquent contractors in federal court on exactly that basis, and a delinquency usually surfaces only after the hours have already been worked.
The bond is how the trust shortens that gap. Rather than chase a contractor after the fact, the trustees hold a surety’s promise that a stated sum stands behind the monthly remittance reports — so wages, health eligibility, and pension credit for the crew do not depend on the contractor’s cash position in a slow quarter. It is not insurance for you: if the surety pays the trust, you repay the surety. Keep it continuous for as long as you are signatory.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
Issued. Most applications approve instantly. The credit consent authorizes a soft inquiry that never affects your score, and no hard inquiry ever runs on this bond.
What sets the price
The premium is 4% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, then a quick review.
These are the actual issuing fields. The credit consent authorizes a soft pull only — a soft inquiry that never affects your score.
Start the application →Common questions.
Other Michigan bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Signatory paperwork waiting on one bond.
Enter the amount the fund office named, see your exact price at the application, and send the executed bond the same day. Free until issued.