Grand Rapids water & drainage bonds.
$100 flat.

The City of Grand Rapids requires a $5,000 bond for water service and drainage system permits — work that connects to or disturbs the City’s water and drainage infrastructure. Ours is $100 flat — the price you see at checkout is the price you pay. The application collects no credit information.

Required by the City of Grand Rapids for water service and drainage system permits
Fixed amount, fixed price — $5,000 bond, $100 flat
No credit section — the application collects no credit information; issued fast and e-signed
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

A municipal permit bond is among the simplest bonds we issue. Here is the whole process:

NOW · ONLINE

Apply online

Business details and an effective date — that is the application. No credit section on this bond’s form.

MINUTES, USUALLY

Pay & e-sign

Permit bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with the City of Grand Rapids

Your executed bond and power of attorney arrive by email, ready to file with your Grand Rapids water service or drainage permit. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

The City of Grand Rapids requires a $5,000 bond for water service and drainage system permits. Tapping a water main, running a service line, or working on the City’s drainage system disturbs public infrastructure — so the City wants a financial backstop that the work is done correctly and the system is left intact.

It’s a three-party arrangement: you (the principal), the surety carrier, and the City of Grand Rapids (the obligee). The bond guarantees you’ll perform the permitted work to the City’s water and drainage standards and restore what you disturb.

It is not insurance for you. If the City makes a valid claim and the surety pays, you repay the surety. Contractors who follow the City’s specs treat the bond as a permit formality, not a risk.

City of Grand Rapids — water & drainage permitThe City of Grand Rapids requires this $5,000 bond as a condition of a water service and drainage system permit. The bond amount and terms are set by the City on the bond form, and the permit is administered by the City’s water/public works function. Confirm current permit requirements with the City of Grand Rapids before filing.

You need this bond if you are

A plumbing or utility contractor connecting to Grand Rapids water service
Working on the drainage system under a City of Grand Rapids permit
Pulling a water service permit that the City conditions on a bond
An excavation or site contractor tapping mains or running service lines in the City

One application, issued instantly.

These are the actual issuing fields — no credit section, because this bond doesn’t have one.

Start the application →
FAQ

Common questions.

How much is the Grand Rapids water & drainage permit bond?The premium is $100, flat — the price you see at checkout is the price you pay. The bond amount is fixed at $5,000 by the City; the premium is set by our carrier’s rate book, so there is no quote process.
Do I pay the $5,000?No. You pay $100. The $5,000 is the surety’s maximum liability to the City of Grand Rapids if a valid claim is made — it is not a deposit, and nobody holds your money.
How fast will I have the bond?Permit bonds like this are among the thousands of bond types that issue right after purchase — many contractors finish the application and have the bond in the same sitting. At most, 1–2 business days.
Is there a credit check?The application collects no credit information — most applications like this approve instantly. If a check ever runs on a bond like this, it’s a soft pull that never affects your score.
Who is the bond filed with?The City of Grand Rapids, as a condition of your water service and drainage system permit. We issue the executed bond ready to file with your permit application.
Related bonds

Other Michigan bonds.

Finish your Grand Rapids permit today.

$100 flat, no credit review, bond often issued in the same sitting. Free until issued.

Your price$100
Apply now →