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Grand Rapids water & drainage bonds.
$100 flat.

The City of Grand Rapids requires a $5,000 bond for water service and drainage system permits — work that connects to or disturbs the City’s water and drainage infrastructure. Ours is $100 flat — the price you see at checkout is the price you pay. No credit check.

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Required by the City of Grand Rapids for water service and drainage system permits
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Fixed amount, fixed price — $5,000 bond, $100 flat
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No credit check — the application collects no credit information
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Grand Rapids water & drainage bond cost?

$100 at the $5,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

A municipal permit bond is among the simplest bonds we issue. Here is the whole process:

NOW · ONLINE

Apply online

Business details and an effective date — that is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

Permit bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with the City of Grand Rapids

Your executed bond and power of attorney arrive by email, ready to file with your Grand Rapids water service or drainage permit. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

The City of Grand Rapids requires a $5,000 bond for water service and drainage system permits. Tapping a water main, running a service line, or working on the City’s drainage system disturbs public infrastructure — so the City wants a financial backstop that the work is done correctly and the system is left intact.

It’s a three-party arrangement: you (the principal), the surety carrier, and the City of Grand Rapids (the obligee). The bond guarantees you’ll perform the permitted work to the City’s water and drainage standards and restore what you disturb.

It is not insurance for you. If the City makes a valid claim and the surety pays, you repay the surety. Contractors who follow the City’s specs treat the bond as a permit formality, not a risk.

City of Grand Rapids — water & drainage permitThe City of Grand Rapids requires this $5,000 bond as a condition of a water service and drainage system permit. The bond amount and terms are set by the City on the bond form, and the permit is administered by the City’s water/public works function. Confirm current permit requirements with the City of Grand Rapids before filing.

You need this bond if you are

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A plumbing or utility contractor connecting to Grand Rapids water service
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Working on the drainage system under a City of Grand Rapids permit
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Pulling a water service permit that the City conditions on a bond
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An excavation or site contractor tapping mains or running service lines in the City
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $5,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the City of Grand Rapids. Your executed bond and power of attorney arrive by email, ready to file with your Grand Rapids water service or drainage permit. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $100 at the $5,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the Grand Rapids water & drainage permit bond?The premium is $100, flat — the price you see at checkout is the price you pay. The bond amount is fixed at $5,000 by the City; the premium is set by our carrier’s rate book, so there is no quote process.
Do I pay the $5,000?No. You pay $100. The $5,000 is the surety’s maximum liability to the City of Grand Rapids if a valid claim is made — it is not a deposit, and nobody holds your money.
How fast will I have the bond?Permit bonds like this are among the thousands of bond types that issue right after purchase — many contractors finish the application and have the bond in the same sitting.
Is there a credit check?No credit check: the application collects no credit information. Most applications like this approve instantly.
Who is the bond filed with?The City of Grand Rapids, as a condition of your water service and drainage system permit. We issue the executed bond ready to file with your permit application.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

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Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Finish your Grand Rapids permit today.

$100 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$100
Apply now →