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City of Annapolis grading bonds.
From $100.

Before it lets you grade or disturb land, the City of Annapolis requires a grading permit bond guaranteeing the grading, erosion controls, and site stabilization are completed to City standards. The City's Department of Planning and Zoning sets the amount — your price is exactly 1% of that amount, with a $100 minimum.

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Required by the City of Annapolis Department of Planning and Zoning as a condition of a grading permit
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Amount is set by the City — typically tied to the cost of the grading and erosion-control work
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No credit check up to $100,000 — above that, a soft pull at most, which never affects your score
From $100your bond amount sets the priceNo credit check up to $100,000above that, a soft pull at most, never a hard inquiryFastinstant issuance for most applicants
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a City of Annapolis grading bond cost?

1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

No underwriting queue for the standard grading permit bond — enter your amount, pay, and file with the City of Annapolis. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount on the City permit, and the effective date — that is the application.

INSTANTLY

Issued on the spot

No credit check up to $100,000.

SAME DAY

File with the City of Annapolis

Submit the executed bond with your grading permit application to Planning and Zoning. Wet-ink originals mailed whenever the City insists on them.

About this bond

What it is and who needs it.

What the grading permit bond actually guarantees

The City of Annapolis issues grading permits through its Department of Planning and Zoning. When a project moves earth — clearing, grading, cutting, or filling — the City conditions the permit on a surety bond standing behind the grading and erosion controls being completed to City standards.

The bond is a performance guarantee: it backs the grading, sediment and erosion controls, and final stabilization the approved plan requires. The City of Annapolis (the obligee) can draw on the bond to complete or repair the work if you stop or fail, protecting neighboring property and the City's waterways.

It is not insurance for you. If the City draws on the bond and the surety pays, you repay the surety. The amount the City sets is generally tied to the cost of the grading and erosion-control work.

City of Annapolis — Department of Planning and ZoningThe City of Annapolis requires this bond as a condition of a grading permit, administered by the City's Department of Planning and Zoning. The bond amount and form are set by the City — generally tied to the cost of the grading and erosion-control work. Confirm the required amount on your City permit; we do not invent a figure.

You need this bond if you are

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A grading or site contractor pulling a City of Annapolis grading permit
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A developer disturbing land under an approved grading plan in the City
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An excavation contractor cutting or filling within City limits
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A property owner the City requires to bond before issuing the permit
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the City of Annapolis. Submit the executed bond with your grading permit application to Planning and Zoning. Wet-ink originals mailed whenever the City insists on them.

What sets the price

The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued on the spot.

Submit the application with the bond amount on your Annapolis grading permit — the executed bond is generated instantly, ready to file.

Start the application →
FAQ

Common questions.

How much is the City of Annapolis grading permit bond?Your price is 1% of the bond amount, with a $100 minimum. The amount itself is set by the City of Annapolis — generally tied to the cost of the grading and erosion-control work. Enter that figure and apply to see your exact price.
Who requires this bond?The City of Annapolis Department of Planning and Zoning requires it as a condition of a grading permit. No active bond, no permit.
Is there a credit check?No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score. Most applications approve instantly.
What does the bond protect against?It backs the grading, erosion controls, and stabilization being completed to City standards. If you stop or fail, the City can draw on the bond — and if the surety pays, you repay the surety.
What amount should I enter?Use the bond amount printed on your City of Annapolis grading permit. If it is not listed yet, send us the City determination and we will confirm.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Maryland bonds.

Price and requirements checked on the carrier’s application, . Page updated .

The City of Annapolis is waiting on one document.

From $100. Enter the City-set amount and file the same day.

Your premiumfrom $100
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